6188 104th Ter, Live Oak, FL 32060 Property Records

Suwannee County property record for 6188 104th Ter, Live Oak, FL 32060

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,560 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$10,500 (Nov 2015)
Tax Bill	$794 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-03S-14E-02523-000000`

Property Details

APN / Parcel Number

Primary APN	`01-03S-14E-02523-000000`
Alternative APN	`02523000000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 2018
Exterior Material	Wood
Lot Area	87,120 sqft (2 acres)
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02523000000
Street Address	6188 104TH TER
City	LIVE OAK
State	FL
Zip	32060-7234
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 2.00 ACRES 2 A SQ IN NW COR OF NE1/4 OF NW1/4 DESC AS FOLLOWS THE N 295.16 FT OF THE W 295.16 FT ORB 1893 P 368-71 SWD YR
Legal Range	14E
Legal Township	03S
Legal Section	01
Jurisdiction	SUWANNEE FL
Township / Civil Division	MCALPIN-WELLBORN
Census Block Group	1
Census Block	1064
Census Tract	970502

Owner

6188 104th Ter, a mobile home, is owned and occupied by an individual who bought it in November 2015.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	6188 104TH TER, LIVE OAK, FL 32060-7234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 20, 2018	Loan Modification, Mortgage FIRST FSB/FL
Apr 23, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST FSB/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2015 · Amount on File
Deed Sale	Nov 20, 2015 · Amount on File
Prior Sale	Jul 2, 2014
Deed Document Number	2015176839
Deed Book / Page	01893 / 0368
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	6188 104TH TER, LIVE OAK, FL 32060-7234
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6188 104TH TER, LIVE OAK, FL 32060-7234

Mortgage

Document Number	0000256582
Date	Aug 18, 2022
Book Page	2381/217
Instrument	2022256582

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUWANNEE FL
Property Address	6188 104TH TER, LIVE OAK, FL 32060-7234
Document Number	0000206419
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6188 104TH TER LIVE OAK FL 320607234, LIVE OAK, FL 32060-7234

Mortgage

Document Number	0000206419
Date	Aug 21, 2018
Book Page	002068/000461
Instrument	206419

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SUWANNEE FL
Recording Date	Apr 23, 2018
Property Address	6188 104TH TER, LIVE OAK, FL 32060-7234
Book / Page	002045 / 000014
Instrument Date	Apr 23, 2018
Instrument	202615
Transaction Type	Construction Loan
Record Updated	Jun 18, 2018
Title Company	ABSTRACT AND TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10409 63RD DR LIVE OAK FL 320607202, LIVE OAK, FL 32060-7202

Mortgage

Document Number	0000202615
Date	Apr 23, 2018
Book Page	002045/000014
Instrument	202615

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2048

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,203	$101,229 Land $20,000 Building $81,229
2024	$794.00 (+0.89%)
2023	$787.00 (+1.94%) Homeowner's exemption	$61,519 (+3%)	$70,762 (+4.71%) Land $20,000 Building $50,762
2022	$772.00 Homeowner's exemption	$59,727	$67,576 Land $20,000 Building $47,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6188 104th Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6188 104th Ter is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000

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