61875 Broken Top Dr, Apt 32, Bend, OR 97702 Property Records

Deschutes County property record for 61875 Broken Top Dr, Apt 32, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,395 sqft · built 1995
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Mar 2024)
Tax Bill	$5,833 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`181101-AD-03013`

Property Details

APN / Parcel Number

Primary APN	`181101-AD-03013`
Alternative APNs	`R1001181101AD03013` `188411`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,395 sqft Living Area
Gross Area	1,767 sqft
1st Floor Area	779 sqft
Basement Area	616 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Roof Type	Hip
Roof Material	Tile
Lot Area	2,178 sqft (0.05 acres)
Garage Area	372 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	188411
Street Address	61875 BROKEN TOP DR, 32
City	BEND
State	OR
Zip	97702-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	COURTYARD TOWNHOMES AT BROKEN TOP LOT 32
Legal Range	11
Legal Township	18
Legal Section	01
Legal Subdivision	COURTYARD TOWNHOMES AT BROKEN TOP
Legal Lot Number	32
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3019
Census Tract	1401

Owner

Source: Deschutes County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61875 BROKEN TOP DR, 32, BEND, OR 97702-3428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage SAMMAMISH MORTGAGE CO
Mar 20, 2024	Warranty Deed, Transfer · Conventional Mortgage TRUSTED MORTGAGE CAPITAL INC
Jan 26, 2024	Bargain and Sale Deed, Transfer WESTERN TITLE & ESCROW
Jan 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage CYNTHIA J COWAN
Apr 14, 2023	Bargain and Sale Deed, Transfer · FmHA Mortgage CYNTHIA COWAN
Nov 15, 2019	Warranty Deed, Transfer CYNTHIA J COWAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	Jan 26, 2024 · Amount on Record
Deed Document Number	20246600
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61875 BROKEN TOP DR APT 32, 32, BEND, OR 97702-3428
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1863 LE FLORE DR, LA HABRA HEIGHTS, CA 90631-8626

Mortgage

Document Number	0000005087
Date	Feb 24, 2026
Instrument	2026-05087

Lender

Name	SAMMAMISH MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 20, 2024
Property Address	61875 BROKEN TOP DR APT 32, 32, BEND, OR 97702-3428
Document Number	0000006600
Map Reference	CAB D PG 109
Instrument Date	Mar 19, 2024
Instrument	2024-06600
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1863 LE FLORE DR, LA HABRA HEIGHTS, CA 90631-8626

Mortgage

Document Number	0000006601
Date	Mar 20, 2024
Instrument	2024-06601

Lender

Name	TRUSTED MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

January 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 26, 2024
Property Address	61875 BROKEN TOP DR APT 32, 32, BEND, OR 97702-3428
Document Number	0000002087
Map Reference	CAB D PG 109
Instrument Date	Jan 26, 2024
Instrument	2024-02087
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	61875 BROKEN TOP DR APT 32, 32, BEND, OR 97702-3428

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61875 BROKEN TOP DR APT 32, 32, BEND, OR 97702-3428
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61875 BROKEN TOP DR 32, 32, BEND, OR 97702-3428

Mortgage

Document Number	0000001457
Date	Jan 11, 2022
Instrument	2022-01457

Lender

Name	CYNTHIA J COWAN
Type	Private Party
Address	17990 2ND AVE, BEND, OR 97703

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	278 Months
Due	Mar 1, 2045

April 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 14, 2023
Property Address	61875 BROKEN TOP DR APT 32, 32, BEND, OR 97702-3428
Document Number	0000008577
Instrument Date	Apr 13, 2023
Instrument	2023-08577
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61875 BROKEN TOP DR APT 32, 32, BEND, OR 97702-3428

Mortgage

Document Number	0000008578
Date	Apr 14, 2023
Instrument	2023-08578

Lender

Name	CYNTHIA COWAN
Type	Private Party

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 7, 2038

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 15, 2019
Property Address	61875 BROKEN TOP DR APT 32, 32, BEND, OR 97702-3428
Document Number	0000044433
Instrument Date	Nov 11, 2019
Instrument	44433
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	61875 BROKEN TOP DR #32 BEND OR 977023428, 32, BEND, OR 97702-3428

Mortgage

Document Number	44434
Date	Nov 15, 2019
Instrument	44434

Lender

Name	CYNTHIA J COWAN
Address	17990 2ND AVE, BEND, OR 97703-9238

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Nov 14, 2044

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,833.00 (+3.94%)	$345,260 (+3%)	$643,810 (+16.9%) Land $193,410 Building $450,400
2024	$5,612.00 (+7.88%)	$335,210 (+3%)	$550,720 (+9.95%) Land $193,410 Building $357,310
2023	$5,202.00	$325,450	$500,860 Land $193,410 Building $307,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Webformix.

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