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6186 N Bayfront Dr, Hernando, FL 34442 Property Records

Citrus County property record for 6186 N Bayfront Dr, Hernando, FL 34442

Property Summary

Property TypeMobile Home
Details2 bd · 1 ba · 728 sqft · built 1986
Lot Size0.211 acres (9,195 sqft)
Owner2 Individual Names on File
Last Sale$60,000 (Mar 2018)
Tax Bill$1,280 (2025)
Deeds & MortgagesMar 2018 Sale & Construction Loan
Flood ZoneZone AE (high risk)
APN19E-18S-01-0030-000A0-001.0

Property Details

APN / Parcel Number

Primary APN19E-18S-01-0030-000A0-001.0
Alternative APNs
  • 0118S19E0030000A00010
  • 1587140

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area728 sqft Living Area
1st Floor Area728 sqft
FlooringSubfloor

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1991
Architectural StyleModular
Exterior MaterialMetal
Construction TypeWood
Roof MaterialMetal
Lot Area9,195 sqft (0.211 acres)
Lot Dimensions97 ft deep x 178 ft wide
Deck Area240 sqft
Patio Area240 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1587140
Old Parcel Number0118S19E0030000A00010
Street Address6186 N BAYFRONT DR
CityHERNANDO
StateFL
Zip34442-2201
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeCLR COASTAL LAKES & RVRS
Legal DescriptionOAKWOOD ISLAND PB 8 PG 74 LOT 1 BLK A LESS S 4.96 FT DESC IN OR BK 709 PG 2119
Legal Range19E
Legal Township18S
Legal Section01
Legal SubdivisionOAKWOOD ISLAND
Legal BlockA
Legal Lot Number1
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1017
Census Tract450800

Owner

6186 N Bayfront Dr, a mobile home, is owned by two individuals who bought it in March 2018.

Source: Citrus County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing Address33448 ROWNTREE DR, DADE CITY, FL 33523-9247
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2018 · Amount on File
Deed SaleMar 29, 2018 · Amount on File
Prior SaleMar 5, 2014 · Amount on File
Deed Document Number0002890448
Deed Book / Page2890 / 448
Record UpdatedJun 8, 2026

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMar 29, 2018
Property Address6186 N BAYFRONT DR, HERNANDO, FL 34442-2201
Document Number0028900448
Book / Page002890 / 000448
Instrument DateMar 29, 2018
Instrument15584
Transaction TypeTransfer
Record UpdatedApr 18, 2018
Title CompanyAMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address33448 ROWNTREE DR DADE CITY FL 335239247, DADE CITY, FL 33523-9247

Mortgage

Document Number28900449
DateMar 29, 2018
Book Page002890/000449
Instrument15585
Lender
NameMARK A & ROBIN A CODY
Address330 WILLOW ST, TITUSVILLE, FL 32780-7252
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueMar 28, 2019
Interest
Rate TypeFixed Rate
Rate7%

Tax Assessment & Valuation

The 2025 property tax bill for 6186 N Bayfront Dr was $1,280, up 14.3% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,280.00 (+14.29%)$89,068 (+13.77%) Land $28,880 Building $60,188$89,068 (+13.77%) Land $28,880 Building $60,188
2024$1,120.00 (+8.53%)$78,290 (+12.12%) Land $22,170 Building $56,120$78,290 (+12.12%) Land $22,170 Building $56,120
2023$1,032.00 (+13.66%)$69,830 (+15.4%) Land $24,640 Building $45,190$69,830 (+15.4%) Land $24,640 Building $45,190
2022$908.00$60,510 Land $20,990 Building $39,520$60,510 Land $20,990 Building $39,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6186 N Bayfront Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation41.3 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims66 (1997–2024)
Claims Outside the SFHA2 of 66
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 9 claims
  • Hurricane Frances, Oct 2004 · 27 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6186 N Bayfront Dr is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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