6186 N 28th Pl, Phoenix, AZ 85016 Property Records

Maricopa County property record for 6186 N 28th Pl, Phoenix, AZ 85016

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,965 sqft · built 1986
Lot Size	0.126 acres (5,487 sqft)
Owner	2 Company Names on Record
Last Sale	$615,000 (Apr 2017)
Tax Bill	$7,708 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`164-69-647`

Property Details

APN / Parcel Number

Primary APN	`164-69-647`
Alternative APN	`164696475`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,965 sqft Living Area
Gross Area	2,186 sqft
1st Floor Area	1,965 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Frame
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,487 sqft (0.126 acres)
View / Lot	Golf Course
Parking Spaces	2 Parking Spaces
Patio Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	6186 N 28TH PL
City	PHOENIX
State	AZ
Zip	85016-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD-7
Legal Description	BILTMORE VILLAS 2 MCR 264-28
Legal Range	3E
Legal Township	2N
Legal Section	11
Legal Subdivision	BILTMORE VILLAS 2
Legal Lot Number	21
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1004
Census Tract	107800

Owner

Source: Maricopa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6186 N 28TH PL, PHOENIX, AZ 85016-2156
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 3, 2017	Warranty Deed, Transfer · Conventional Mortgage GREYSTONE TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2017 · Amount on Record
Deed Sale	Apr 3, 2017 · Amount on Record
Prior Sale	Nov 2, 2007 · Amount on Record
Deed Document Number	2017233516
Prior Transfer Date	Sep 20, 2016
Prior Transfer Doc	0000685414
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6186 N 28TH PL, PHOENIX, AZ 85016-2156
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6186 N 28TH PL, PHOENIX, AZ 85016-2156

Mortgage

Document Number	0000900471
Date	Dec 20, 2022
Instrument	20220900471

Lender

Name	UMB BANK NA
Type	Bank
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6186 N 28TH PL, PHOENIX, AZ 85016-2156
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6186 N 28TH PL, PHOENIX, AZ 85016-2156

Mortgage

Document Number	0001220075
Date	Nov 15, 2021
Instrument	20211220075

Lender

Name	UMB BANK NA
Type	Bank
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6186 N 28TH PL, PHOENIX, AZ 85016-2156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6186 N 28TH PL, PHOENIX, AZ 85016-2156

Mortgage

Document Number	0000887734
Date	Sep 22, 2020
Instrument	20200887734

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6186 N 28TH PL, PHOENIX, AZ 85016-2156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077216
Date	Jan 29, 2020
Instrument	20200077216

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 3, 2017
Property Address	6186 N 28TH PL, PHOENIX, AZ 85016-2156
Document Number	0000233516
Map Reference	MB 264 PG 28
Instrument Date	Jan 27, 2017
Instrument	2017-0233516
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	GREYSTONE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6186 N 28TH PL, PHOENIX, AZ 85016-2156

Mortgage

Document Number	, 2017-0233517
Date	Apr 3, 2017
Instrument	2017-0233517

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,400 (+40.17%)	$894,000 (+5.85%) Land $178,800 Building $715,200
2025	$7,708.00 (+8.43%)	$63,778 (-25.99%)	$844,600 (-1.98%) Land $168,900 Building $675,700
2024		$86,170	$861,700 Land $172,300 Building $689,400
2023	$7,109.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1984–2005)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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