Miami County property record for 6185 Studebaker Rd, Tipp City, OH 45371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,728 sqft · built 1974 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Mar 2023) |
| Tax Bill | $2,987 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Jan 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A01-087208 |
| Primary APN | A01-087208 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,728 sqft Living Area |
| 1st Floor Area | 2,700 sqft |
| Upper Floors Area | 1,378 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Lean-To | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6185 STUDEBAKER RD |
|---|---|
| City | TIPP CITY |
| State | OH |
| Zip | 45371-8708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9-2-16 LOT 4 ROLLING HILLS |
| Legal Range | 09 |
| Legal Township | 02 |
| Legal Section | 16 |
| Legal Subdivision | ROLLING HILLS |
| Legal Lot Number | 4 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | BETHEL |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 380100 |
6185 Studebaker Rd is owned and occupied by two individuals who bought it in March 2023.
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6185 STUDEBAKER RD, TIPP CITY, OH 45371-8708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2025 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Jan 5, 2026 | Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC |
| Mar 22, 2023 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Sep 22, 2022 | Warranty Deed, Transfer NOT AVAILABLE, TERRATITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2023 · Amount on File |
| Deed Sale | Mar 22, 2023 · Amount on File |
| Prior Sale | Jun 6, 1994 · Amount on File |
| Deed Document Number | 20232921 |
| Prior Transfer Date | Mar 1, 2021 |
| Prior Transfer Doc | 0000004627 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 6185 STUDEBAKER RD, TIPP CITY, OH 45371-8708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6185 STUDEBAKER RD, TIPP CITY, OH 45371-8708 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000255 |
|---|---|
| Date | Jan 10, 2025 |
| Instrument | 2025OR-00255 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | 5887 COPLEY DR, SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 6185 STUDEBAKER RD, TIPP CITY, OH 45371-8708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6185 STUDEBAKER RD, TIPP CITY, OH 45371-8708 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000093 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026OR-00093 |
| Name | IMPERIUM LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 755 W BIG BEAVER RD STE 625, TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Mar 22, 2023 |
| Property Address | 6185 STUDEBAKER RD, TIPP CITY, OH 45371-8708 |
| Document Number | 0000002921 |
| Map Reference | MB 11 PG 69 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 2023OR-02921 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6185 STUDEBAKER RD, TIPP CITY, OH 45371-8708 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002922 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 2023OR-02922 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 6185 STUDEBAKER RD, TIPP CITY, OH 45371-8708 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000885 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021OR-00885 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Sep 22, 2022 |
| Property Address | 6185 STUDEBAKER RD, TIPP CITY, OH 45371-8708 |
| Document Number | 0000013964 |
| Map Reference | MB 11 PG 69 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 2022OR-13964 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Title Company | NOT AVAILABLE, TERRATITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2570 PINEBROOK LN, SPRINGBORO, OH 45066-7450 |
The 2025 property tax bill for 6185 Studebaker Rd was $2,987 with a homeowner's exemption, down 18.1% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Bethel Township |
| Unified School District | Bethel Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,987.00 (-18.05%) Homeowner's exemption | $115,820 (+21.39%) Land $46,130 Building $69,690 | $330,900 Land $131,800 Building $199,100 |
| 2024 | $3,645.00 (-19.85%) Homeowner's exemption | $95,410 (-) Land $42,630 Building $52,780 | |
| 2023 | $4,548.00 (+10.44%) Homeowner's exemption | $95,410 (-) Land $42,630 Building $52,780 | $272,600 (-) Land $121,800 Building $150,800 |
| 2022 | $4,118.00 Homeowner's exemption | $95,410 Land $42,630 Building $52,780 | $272,600 Land $121,800 Building $150,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6185 Studebaker Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1981–2008) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6185 Studebaker Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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