Oakland County property record for 6185 Smithfield Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,129 sqft · built 1994 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,000 (Aug 2004) |
| Tax Bill | $3,918 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Jan 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-01-354-013 |
| Primary APN | 88-20-01-354-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,129 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 1,088 sqft |
| Unfinished Basement | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 150 ft deep x 67 ft wide |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 58 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 6185 SMITHFIELD DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-1081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1D |
| Legal Description | T2N, R11E, SEC 1 SQUARE LAKE PLACE SUB NO 2 LOT 59 7-6-87 FR 300-014 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 1 |
| Legal Subdivision | SQUARE LAKE PLACE SUB #2 |
| Legal Lot Number | 7,59 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 196000 |
6185 Smithfield Dr is owned and occupied by two individuals who acquired it in January 2022.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6185 SMITHFIELD DR, TROY, MI 48085-1081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 22, 2021 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Mar 8, 2022 | Intrafamily Transfer, Transfer |
| Dec 29, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2004 · Amount on File |
| Deed Sale | Aug 16, 2004 · Amount on File |
| Prior Sale | Jul 11, 1995 · Amount on File |
| Deed Document Number | 2004355157 |
| Deed Book / Page | 33808 / 281 |
| Last Transfer Date | Jan 24, 2022 |
| Transfer Doc | 0000339409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6185 SMITHFIELD DR, TROY, MI 48085-1081 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6185 SMITHFIELD DR, TROY, MI 48085-1081 |
| Document Number | 0000253499 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 55261/692 |
| Instrument | 253499 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Nov 10, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6185 SMITHFIELD DR, TROY, MI 48085-1081 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6185 SMITHFIELD DR, TROY, MI 48085-1081 |
| Document Number | 0000018092 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 55551/497 |
| Instrument | 18092 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 237 Months |
| Due | Oct 27, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 8, 2022 |
| Property Address | 6185 SMITHFIELD DR, TROY, MI 48085-1081 |
| Document Number | 0000339409 |
| Book / Page | 57557 / 578 |
| Map Reference | LB 194 PG 1&2 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 339409 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6185 SMITHFIELD DR, 6185, TROY, MI 48085-1081 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 6185 SMITHFIELD DR, TROY, MI 48085-1081 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 29, 2021 |
| Property Address | 6185 SMITHFIELD DR, TROY, MI 48085-1081 |
| Document Number | 0000283207 |
| Book / Page | 57231 / 350 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 283207 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6185 SMITHFIELD DR, TROY, MI 48085-1081 |
The 2025 property tax bill for 6185 Smithfield Dr was $3,918 with a homeowner's exemption.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,918.00 | ||
| 2023 | $331,060 | ||
| 2022 | $4,075.00 | $165,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6185 Smithfield Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6185 Smithfield Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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