6185 Gibbsdown Pl, Mechanicsville, VA 23111 Property Records

Hanover County property record for 6185 Gibbsdown Pl, Mechanicsville, VA 23111

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,301 sqft · built 1997
Lot Size0.241 acres (10,498 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Jul 2017)
Tax Bill$3,696 (2026)
Deeds & MortgagesSep 2024 Second Mortgage
Apr 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN8725-66-0707

Property Details

APN / Parcel Number

Primary APN8725-66-0707
Alternative APN
  • 10181689

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,301 sqft Living Area
2nd Floor Area1,854 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area10,498 sqft (0.241 acres)
Garage Area529 sqft
Parking Spaces2 Parking Spaces
Deck Area432 sqft
Patio Area432 sqft
Balcony Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number10181689
Street Address6185 GIBBSDOWN PL
CityMECHANICSVILLE
StateVA
Zip23111-6503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionPOLE GREEN STATION LOT 16 BLK A SEC 1
Legal SubdivisionPOLE GREEN STATION
Legal BlockA
Legal Lot Number16
JurisdictionHANOVER VA
Township / Civil DivisionHENRY
Census Block Group3
Census Block3008
Census Tract321004

Owner

6185 Gibbsdown Pl is owned and occupied by an individual who bought it in July 2017.

Source: Hanover County records, as of June 4, 2026

Owner of RecordIndividual Name on File
Mailing Address6185 GIBBSDOWN PL, MECHANICSVILLE, VA 23111-6503
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FEDERAL CREDIT UNION
Apr 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
INTEGRITY HOME MORTGAGE CORPORATION
Apr 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
INTEGRITY HOME MORTGAGE CORPORATION
Jul 21, 2017Warranty Deed, Transfer · Conventional Mortgage
CAPITAL CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2017 · Amount on File
Deed SaleJul 21, 2017 · Amount on File
Prior SaleSep 27, 2004 · Amount on File
Deed Document Number201793230
Deed Book / Page3178 / 1297
Record UpdatedOct 29, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANOVER VA
Property Address6185 GIBBSDOWN PL, MECHANICSVILLE, VA 23111-6503
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034032337
DateSep 25, 2024
Book Page3403/2337
Instrument20240925000091390
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2039
Interest
Rate TypeFixed Rate

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANOVER VA
Property Address6185 GIBBSDOWN PL, MECHANICSVILLE, VA 23111-6503
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003308763
DateApr 26, 2021
Book Page3308/763
Instrument20210426000091040
Lender
NameINTEGRITY HOME MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANOVER VA
Property Address6185 GIBBSDOWN PL, MECHANICSVILLE, VA 23111-6503
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003308763
DateApr 26, 2021
Book Page3308/763
Instrument20210426000091040
Lender
NameINTEGRITY HOME MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANOVER VA
Recording DateJul 21, 2017
Property Address6185 GIBBSDOWN PL, MECHANICSVILLE, VA 23111-6503
Document Number31781297
Book / Page3178 / 1297
Instrument DateJul 11, 2017
Instrument20170721000093230
Transaction TypeTransfer
Record UpdatedJun 11, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6185 GIBBSDOWN PL, MECHANICSVILLE, VA 23111-6503

Mortgage

Document Number20170721000093240
DateJul 21, 2017
Instrument20170721000093240
Lender
NameCAPITAL CENTER LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 6185 Gibbsdown Pl was $3,696.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyHanover County
Unified School DistrictHanover County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,696.00$456,400 Land $90,000 Building $366,400$456,400 Land $90,000 Building $366,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6185 Gibbsdown Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6185 Gibbsdown Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHANOVER SUBURBAN WATER SYSTEM
serves 57,931 people · EPA ID VA4085398
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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