6185 Gerdts Dr, San Jose, CA 95135 Property Records

Santa Clara County property record for 6185 Gerdts Dr, San Jose, CA 95135

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,340 sqft · built 1974
Lot Size	0.055 acres (2,400 sqft)
Owner	2 Trust Names on File
Last Sale	$557,000 (May 2017)
Tax Bill	$7,081 (2025)
Deeds & Mortgages	Aug 2023 Transfer Apr 2021 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`665-07-002`

Property Details

APN / Parcel Number

Primary APN	`665-07-002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,400 sqft (0.055 acres)
Lot Dimensions	60 ft deep x 40 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6185 GERDTS DR
City	SAN JOSE
State	CA
Zip	95135-1418
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1-1P
Legal Description	TRACT 5442
Legal Subdivision	CONDOMINIUM B185
Legal Tract	5442
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1010
Census Tract	503332

Owner

6185 Gerdts Dr, a condominium, is owner-occupied and held in a trust since May 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6185 GERDTS DR, SAN JOSE, CA 95135-1418
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Intrafamily Transfer, Transfer
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Oct 17, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 26, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Deed Document Number	201723659178
Prior Transfer Date	Nov 10, 2016
Prior Transfer Doc	0023538687
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 28, 2023
Property Address	6185 GERDTS DR, SAN JOSE, CA 95135-1418
Document Number	0025523529
Map Reference	MB 937 PG 212
Instrument Date	Aug 28, 2023
Instrument	25523529
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6185 GERDTS DR, SAN JOSE, CA 95135-1418

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6185 GERDTS DR, SAN JOSE, CA 95135-1418
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6185 GERDTS DR, SAN JOSE, CA 95135-1418

Mortgage

Document Number	0024935267
Date	Apr 26, 2021
Instrument	24935267

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6185 GERDTS DR, SAN JOSE, CA 95135-1418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024024652
Date	Sep 17, 2018
Instrument	24024652

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6185 GERDTS DR, SAN JOSE, CA 95135-1418
Document Number	0024322673
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6185 GERDTS DR SAN JOSE CA 951351418, SAN JOSE, CA 95135-1418

Mortgage

Document Number	0024322673
Date	Nov 6, 2019
Instrument	24322673

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 26, 2017
Property Address	6185 GERDTS DR, SAN JOSE, CA 95135-1418
Document Number	0023659178
Map Reference	MB0937 PG212
Instrument Date	May 19, 2017
Instrument	23659178
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6185 GERDTS DR, SAN JOSE, CA 95135-1418

Mortgage

Document Number	0023659179
Date	May 26, 2017
Instrument	23659179

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6185 Gerdts Dr was $7,081 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Evergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$516,784 (+2%) Land $267,962 Building $248,822
2025	$7,081.00 Homeowner's exemption	$506,652 Land $262,708 Building $243,944
2023	$6,822.00 (+0.24%) Homeowner's exemption	$486,979 Land $252,507 Building $234,472
2022	$6,806.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6185 Gerdts Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6185 Gerdts Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - EVG/EDV/COY serves 99,783 people · EPA ID CA4310020
Water Source	Purchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Sail Internet, T-Mobile.

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