Indian River County property record for 6184 Coverty Pl, Vero Beach, FL 32966
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,785 sqft · built 2006 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $285,000 (Dec 2006) |
| Tax Bill | $3,383 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Oct 2024 Second Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-39-32-00016-0000-00305.0 |
| Primary APN | 32-39-32-00016-0000-00305.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,785 sqft Living Area |
| Gross Area | 3,744 sqft |
| 1st Floor Area | 2,785 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 615 sqft |
| Driveway | Brick Driveway |
| Driveway Area | 936 sqft |
| Porch | Screened Porch |
| Porch Area | 344 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6184 COVERTY PL |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32966-6486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | WOODFIELD PD PHASE 1 LOT 305 PBI 20-50 |
| Legal Range | 39E |
| Legal Township | 32S |
| Legal Section | 32 |
| Legal Subdivision | WOODFIELD PD PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 305 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 50708 |
6184 Coverty Pl is owner-occupied and held in a trust since November 2024.
Source: Indian River County records, as of February 25, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6184 COVERTY PL, VERO BEACH, FL 32966-6486 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUTTON FINANCE INC |
| Oct 28, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage GOLDWATER BANK NA |
| Jan 31, 2019 | Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC |
| Jun 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC |
| Aug 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Oct 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage LENDING 3 INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2006 · Amount on File |
| Deed Sale | Dec 29, 2006 · Amount on File |
| Deed Document Number | 20061809472 |
| Deed Book / Page | 2117 / 1437 |
| Last Transfer Date | Nov 26, 2024 |
| Transfer Doc | 0037430046 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6184 COVERTY PL, VERO BEACH, FL 32966-6486 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6184 COVERTY PL, VERO BEACH, FL 32966-6486 |
| Document Number | 0038370193 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | 3837/193 |
| Instrument | 3120260006050 |
| Name | BUTTON FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | WHITE PLAINS, NY 10606 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6184 COVERTY PL, VERO BEACH, FL 32966-6486 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6184 COVERTY PL, VERO BEACH, FL 32966-6486 |
| Document Number | 0037330803 |
|---|---|
| Date | Oct 28, 2024 |
| Book Page | 3733/803 |
| Instrument | 3120240051484 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6184 COVERTY PL, VERO BEACH, FL 32966-6486 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RESOURCE REAL ESTATE SERVICE |
| Name | Verified Name |
|---|
| Document Number | 0030100216 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 3010/0216 |
| Instrument | 3120170015319 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6184 COVERTY PL, VERO BEACH, FL 32966-6486 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030512061 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 3051/2061 |
| Instrument | 3120170050294 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6184 COVERTY PL, VERO BEACH, FL 32966-6486 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031810302 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 3181/0302 |
| Instrument | 3120190006333 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 362 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6184 COVERTY PL, VERO BEACH, FL 32966-6486 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032140139 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 3214/0139 |
| Instrument | 3120190034437 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6184 COVERTY PL, VERO BEACH, FL 32966-6486 |
| Document Number | 0033361968 |
| Instrument Date | Aug 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6184 COVERTY PL VERO BEACH FL 329666486, VERO BEACH, FL 32966-6486 |
| Document Number | 0033361968 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 003336/001968 |
| Instrument | 53304 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6184 COVERTY PL, VERO BEACH, FL 32966-6486 |
| Document Number | 0032510373 |
| Instrument Date | Oct 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6184 COVERTY PL VERO BEACH FL 329666486, VERO BEACH, FL 32966-6486 |
| Document Number | 0032510373 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 003251/000373 |
| Instrument | 64192 |
| Name | LENDING 3 INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2049 |
The 2025 property tax bill for 6184 Coverty Pl was $3,383.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,383.00 | $252,021 | $435,991 Land $42,500 Building $393,491 |
| 2023 | $2,934.00 (+2.77%) | $237,784 (+3%) | $501,818 (+17.61%) Land $29,750 Building $472,068 |
| 2022 | $2,855.00 | $230,858 | $426,686 Land $29,750 Building $396,936 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6184 Coverty Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6184 Coverty Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Hotwire Communications Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures