Arenac County property record for 6182 Bear Cub Rd, Alger, MI 48610
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.45 acres (19,624 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,016 (2025) |
| Deeds & Mortgages | Nov 2019 Refinance Sep 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-0-F75-000-045-00 |
| Primary APN | 008-0-F75-000-045-00 |
|---|
| Lot Area | 19,624 sqft (0.45 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 6182 BEAR CUB RD |
|---|---|
| City | ALGER |
| State | MI |
| Zip | 48610-9307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T20N R3E SEC 24 LOT 45 FOREST LAKE RIVER RIDGE |
| Legal Range | 03E |
| Legal Township | 20N |
| Legal Section | 24 |
| Legal Subdivision | FOREST LAKE RIVER RIDGE |
| Legal Lot Number | 45 |
| Jurisdiction | ARENAC MI |
| Township / Civil Division | MOFFATT |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 970200 |
6182 Bear Cub Rd is owned and occupied by an individual who acquired it in April 2018.
Source: Arenac County records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6182 BEAR CUB RD, ALGER, MI 48610-9307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance THE HUNTINGTON NATIONAL BANK |
| Sep 4, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 25, 2018 |
| Transfer Doc | 201803045 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARENAC MI |
| Property Address | 6182 BEAR CUB RD, ALGER, MI 48610-9307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201903915 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 201903915 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ARENAC MI |
| Recording Date | Sep 4, 2018 |
| Property Address | 6182 BEAR CUB RD, ALGER, MI 48610-9307 |
| Document Number | 201803045 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 201803045 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 6182 Bear Cub Rd was $1,016 with a homeowner's exemption, up 2.9% from the year before.
Source: Arenac County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Arenac County |
| County Subdivision | Moffatt Township |
| Unified School District | Standish-Sterling Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,400 (+9.3%) | $112,800 (+9.3%) | |
| 2025 | $1,016.00 (+2.94%) Homeowner's exemption | $51,600 | $103,200 |
| 2024 | $987.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6182 Bear Cub Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6182 Bear Cub Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vogtmann Engineering Cable | 300 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: Point Broadband.
5G and 4G LTE (outdoors only)
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