6180 N Whispering Oak Loop, Beverly Hills, FL 34465 Property Records

Citrus County property record for 6180 N Whispering Oak Loop, Beverly Hills, FL 34465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,470 sqft · built 1994
Lot Size	0.284 acres (12,395 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Oct 2020)
Tax Bill	$3,403 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18E-17S-36-0020-000D0-008.0`

Property Details

APN / Parcel Number

Primary APN	`18E-17S-36-0020-000D0-008.0`
Alternative APNs	`3617S18E0020000D00080` `2743701`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,470 sqft Living Area
1st Floor Area	2,468 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	12,395 sqft (0.284 acres)
Lot Dimensions	135 ft deep x 107 ft wide
Garage Area	600 sqft
Parking Spaces	7 Parking Spaces
Pool Area	336 sqft
Porch	Open Porch
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2743701
Old Parcel Number	3617S18E0020000D00080
Street Address	6180 N WHISPERING OAK LOOP
City	BEVERLY HILLS
State	FL
Zip	34465-2573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	OAK RIDGE PHASE TWO PB 15 PG 87 LOT 8 BLK D
Legal Range	18E
Legal Township	17S
Legal Section	36
Legal Subdivision	OAK RIDGE PHASE TWO
Legal Phase	2
Legal Block	D
Legal Lot Number	8
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1002
Census Tract	450103

Owner

6180 N Whispering Oak Loop is owned and occupied by an individual who bought it in October 2020.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6180 N WHISPERING OAK LOOP, BEVERLY HILLS, FL 34465-2573
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 9, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on File
Deed Sale	Oct 9, 2020 · Amount on File
Deed Document Number	2020054444
Deed Book / Page	3098 / 1883
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6180 N WHISPERING OAK LOOP, BEVERLY HILLS, FL 34465-2573
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6180 N WHISPERING OAK LOOP, BEVERLY HILLS, FL 34465-2573

Mortgage

Document Number	0034530655
Date	Mar 19, 2024
Book Page	3453/655
Instrument	2024015575

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2039

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 9, 2020
Property Address	6180 N WHISPERING OAK LOOP, BEVERLY HILLS, FL 34465-2573
Document Number	0030981883
Book / Page	3098 / 1883
Map Reference	MB 15 PG 87
Instrument Date	Oct 9, 2020
Instrument	2020054444
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10940 TOWN CIR APT 108, 10940, ROYAL PALM BEACH, FL 33414-6553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6180 N WHISPERING OAK LOOP, BEVERLY HILLS, FL 34465-2573

Mortgage

Document Number	30981885
Date	Oct 9, 2020
Instrument	3098/1885

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6180 N Whispering Oak Loop was $3,403 with exemptions applied, up 4.5% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,403.00 (+4.55%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$320,329 (-0.19%) Land $22,450 Building $297,879	$320,329 (-0.19%) Land $22,450 Building $297,879
2024	$3,255.00 (+2.46%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$320,931 (+1.3%) Land $12,570 Building $308,361	$320,931 (+1.3%) Land $12,570 Building $308,361
2023	$3,177.00 (+6.9%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$316,820 (+12.97%) Land $13,020 Building $303,800	$316,820 (+12.97%) Land $13,020 Building $303,800
2022	$2,972.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$280,455 Land $8,570 Building $271,885	$280,455 Land $8,570 Building $271,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6180 N Whispering Oak Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6180 N Whispering Oak Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS SPRINGS - PINE RIDGE public/private · serves 26,781 people · EPA ID FL6090312
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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