618 Whitehead St, Key West, FL 33040 Property Records

Monroe County property record for 618 Whitehead St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 2,354 sqft · built 1933
Lot Size0.08 acres (3,498 sqft)
OwnerIndividual Name on Record
Last Sale$1,650,000 (Feb 2021)
Tax Bill$16,843 (2024)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN00012820-000000

Property Details

APN / Parcel Number

Primary APN00012820-000000
Alternative APNs
  • 01010100012820000000
  • 1013196

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,354 sqft Living Area
1st Floor Area2,354 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 2018
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,498 sqft (0.08 acres)
Lot Dimensions100 ft deep x 35 ft wide

Exterior Amenities

Pool Area450 sqft
PorchOpen Porch
Porch Area1,084 sqft
Patio Area1,035 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1013196
Street Address618 WHITEHEAD ST
CityKEY WEST
StateFL
Zip33040-6571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHRO
Legal DescriptionKW PT LOT 1 SQR 63 UU-322 COUNTY JUDGES DOCKET 11-91 COUNTY JUDGES DOCKET 1-73-256 OR761-721 OR772-324 OR772-327 OR820-1325 OR896-1168 OR1332-638 OR1388-1552 OR1388-555 OR1555-114 OR2284-75 OR2657-242 OR2667-2352 OR3076-0451 OR3305-2087
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionWILLIAM A WHITEHEAD
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1008
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address618 WHITEHEAD ST, KEY WEST, FL 33040-6571
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2021 · Amount on Record
Deed SaleFeb 17, 2021 · Amount on Record
Prior SaleJan 21, 2014 · Amount on Record
Deed Document Number20212304417
Deed Book / Page3076 / 451
Last Transfer DateOct 18, 2024
Transfer Doc0033052087
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 17, 2021
Property Address618 WHITEHEAD ST, KEY WEST, FL 33040-6571
Document Number0030760451
Book / Page3076 / 451
Instrument DateFeb 12, 2021
Instrument2304417
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address44 PLA DEL BOU, 44, SAGUNTO XX, 46500

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 E US HIGHWAY 20, MICHIGAN CITY, IN 46360-7682

Mortgage

Document Number0003076454
DateFeb 17, 2021
Instrument3076/454
Lender
NameGROUP ONE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateMar 1, 2031
Change FrequencyAnnually
Min Rate At Change3.12%
Max Rate At Change5.12%
Index1-Year CMT
Max Rate9.12%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,954,870 (-0.74%) Land $746,596 Building $1,208,274$1,954,870 (-0.74%) Land $746,596 Building $1,208,274
2024$16,843.00 (+4.98%)
2023$16,044.00 (+16.22%)$1,969,517 (+25.88%) Land $816,171 Building $1,153,346$1,969,517 (+25.88%) Land $816,171 Building $1,153,346
2022$13,805.00$1,564,599 Land $495,054 Building $1,069,545$1,564,599 Land $495,054 Building $1,069,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies180 units insured
incl. 32 condo units
Nearby Flood Claims84 (1980–2022)
Claims Outside the SFHA41 of 84
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 30 claims
  • Hurricane Georges, Sep 1998 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

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