618 Western Ave, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 618 Western Ave, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,904 sqft · built 2004
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,182 (2025)
Deeds & Mortgages	Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0193 B:0017 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0193 B:0017 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,904 sqft Living Area
Gross Area	2,900 sqft
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	618 WESTERN AVE
City	GLOUCESTER
State	MA
Zip	01930-5120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	17
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2009
Census Tract	221901

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0193 B:0017 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	618 WESTERN AVE, GLOUCESTER, MA 01930-5120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	618 WESTERN AVE, GLOUCESTER, MA 01930-5120
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37974-65
Date	Oct 28, 2019
Book Page	37974/65
Instrument	20191028004250

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2039

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,182.00 (+1.15%)	$636,000 (+1.24%) Land $163,900 Building $472,100
2024	$6,112.00 (+2.95%)	$628,200 (+12.06%) Land $156,100 Building $472,100	$618,260
2023	$5,937.00	$560,600 Land $139,400 Building $421,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092219012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	33 (1978–2018)
Claims Outside the SFHA	17 of 33
Most Recent Claim	Mar 2018, tidal / storm surge, Severe Winter Storm And Flooding
Flood Events	Severe Storms And Flooding (Mar 2010), 5 claims Coastal Storm (Oct 1991), 8 claims Coastal Storms, Flood, Ice & Snow (Feb 1978), 5 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 98% of Massachusetts
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.