618 Wells St, Cambridge, MD 21613 Property Records

Dorchester County property record for 618 Wells St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,128 sqft · built 2023
Lot Size	0.107 acres (4,662 sqft)
Owner	Individual Name on File
Tax Bill	$2,972 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-122659`

Property Details

APN / Parcel Number

Primary APN	`07-122659`
Alternative APNs	`7122659` `122659`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,128 sqft Total Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,662 sqft (0.107 acres)
Porch	Slab
Deck Area	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	122659
Street Address	618 WELLS ST
City	CAMBRIDGE
State	MD
Zip	21613-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 5&7-4,662 SQ.FT. 618 WELLS STREET CAMBRIDGE
Legal Subdivision	WELLS STREET CAMBRIDGE
Legal Lot Number	5,7
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1013
Census Tract	970500

Owner

Source: Dorchester County records · APN 07-122659

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	618 WELLS ST, CAMBRIDGE, MD 21613-2242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 14, 2006
Deed Sale	Aug 14, 2006
Deed Document Number	200660146
Deed Book / Page	750 / 348
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	618 WELLS ST, CAMBRIDGE, MD 21613-2242
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	CUSTOM TITLE AND SETTLEMENT INC, CUSTOM TITLE & STLMT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017330298
Date	Apr 08, 2022
Book Page	1733/298

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,600 (+23%)	$183,800 (+7.17%) Land $6,000 Building $177,800
2025	$2,972.00 (+12.66%) Homeowner's exemption
2023	$2,638.00 Homeowner's exemption	$142,767	$171,500 Land $6,000 Building $165,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 10, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Pine Street Neighborhood Historic District listed 2012 · 572 contributing resources · NRIS 12000976

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Based on FCC filings for 593 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.