618 Washburn St, Elgin, IL 60123 Property Records

Kane County property record for 618 Washburn St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 970 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Aug 2026)
Tax Bill	$3,647 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-132-013`

Property Details

APN / Parcel Number

Primary APN	`06-23-132-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	970 sqft Living Area
Gross Area	1,727 sqft
Basement Area	757 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	618 WASHBURN ST
City	ELGIN
State	IL
Zip	60123-7426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J C & W H KIMBALLS 4TH ADDN WEST 1/2 LOT 10 BLOCK 1
Legal Subdivision	J C&W H KIMBALLS 4TH ADDN
Legal Block	1
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5004
Census Tract	851600

Owner

618 Washburn St is owned and occupied by an individual who bought it in August 2026.

Source: Kane County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	257 SILVER CT, 9, ELGIN, IL 60123-3500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Special Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN TITLE
Mar 12, 2020	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Mar 12, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2026 · Amount on File
Deed Sale	Aug 13, 2026 · Amount on File
Prior Sale	Jun 20, 2013 · Amount on File
Deed Document Number	202634916
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 13, 2026
Property Address	618 WASHBURN ST, ELGIN, IL 60123-7426
Document Number	0000034916
Instrument Date	Jul 28, 2026
Instrument	202634916
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034917,
Date	Aug 13, 2026
Instrument	202634917

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.99%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	618 WASHBURN ST, ELGIN, IL 60123-7426
Document Number	0000017507
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 WASHBURN ST ELGIN IL 601237426, ELGIN, IL 60123-7426

Mortgage

Document Number	0000017507
Date	Apr 8, 2020
Instrument	17507

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2050

Interest

Rate	3.62%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	618 WASHBURN ST, ELGIN, IL 60123-7426
Document Number	0000017559
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 WASHBURN ST ELGIN IL 601237426, ELGIN, IL 60123-7426

Mortgage

Document Number	0000017559
Date	Apr 8, 2020
Instrument	17559

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 618 Washburn St was $3,647 with a homeowner's exemption, up 5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,647.00 (+5.01%) Homeowner's exemption	$55,810 (+8.57%) Land $10,355 Building $45,455	$167,497 (+8.57%) Land $31,077 Building $136,420
2024	$3,473.00	$51,405 Land $9,538 Building $41,867	$154,277 Land $28,625 Building $125,651
2022	$3,151.00 (+5.17%) Homeowner's exemption	$42,346 (+6.96%) Land $7,857 Building $34,489	$127,038 (+6.96%) Land $23,571 Building $103,467
2021	$2,996.00 Homeowner's exemption	$39,591 Land $7,346 Building $32,245	$118,773 Land $22,038 Building $96,735

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 618 Washburn St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 618 Washburn St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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