618 Wales Rd, Two Harbors, MN 55616 Property Records

Lake County property record for 618 Wales Rd, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 1971
Lot Size	39 acres (1,698,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Dec 2022)
Tax Bill	$1,454 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2017 Sale & Mortgage
APN	`25-5511-21790`

Property Details

APN / Parcel Number

Primary APN	`25-5511-21790`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Gross Area
1st Floor Area	1,200 sqft
Utility Area	1,829 sqft
Flooring	Vinyl/Resilient
Interior Walls	Vinyl Panel/Coating
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Wood
Lot Area	1,698,840 sqft (39 acres)
Garage Type	Mixed
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Deck Area	480 sqft
Lean-To	144 sqft
Storage Building	1,525 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	618 WALES RD
City	TWO HARBORS
State	MN
Zip	55616-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW14 OF SE14 EXC E 208 FT OF W 283 FT OF N
Legal Range	11W
Legal Township	55N
Legal Section	21
Jurisdiction	LAKE MN
Township / Civil Division	LAKE NO. 2
Census Block Group	1
Census Block	1061
Census Tract	370102

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	618 WALES RD, TWO HARBORS, MN 55616-3015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Jul 19, 2017	Special Warranty Deed, Transfer · Conventional Mortgage MARKETPLACE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Jul 19, 2017 · Amount on Record
Deed Document Number	20221497629
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Dec 13, 2022
Property Address	618 WALES RD, TWO HARBORS, MN 55616-3015
Document Number	A000201598
Instrument Date	Dec 12, 2022
Instrument	A000201598
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	618 WALES RD, TWO HARBORS, MN 55616-3015

Mortgage

Document Number	A000201599
Date	Dec 13, 2022
Instrument	A000201599

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2054

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jul 19, 2017
Property Address	618 WALES RD, TWO HARBORS, MN 55616-3015
Document Number	A000187978
Instrument Date	Nov 21, 2016
Instrument	A000187978
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 CAPITOL CITY BLVD, 3900, LANSING, MI 48906-2147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 WALES RD, TWO HARBORS, MN 55616-3015

Mortgage

Document Number	A000187979
Date	Jul 19, 2017
Instrument	A000187979

Lender

Name	MARKETPLACE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,454.00 Homeowner's exemption	$390,200 (+8.57%) Land $67,500 Building $322,700	$390,200 (+8.57%) Land $67,500 Building $322,700
2023		$359,400 Land $75,100 Building $284,300	$359,400 Land $75,100 Building $284,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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