618 W 13th St, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 618 W 13th St, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,117 sqft · built 1916
Lot Size	0.085 acres (3,720 sqft)
Owner	Individual Name on File
Tax Bill	$2,066 (2025)
Deeds & Mortgages	Mortgage Jul 2024 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-231-012-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-231-012-000`
Alternative APN	`34068`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,117 sqft Finished Area
1st Floor Area	661 sqft
Upper Floors Area	456 sqft
Basement Area	652 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,720 sqft (0.085 acres)
Lot Dimensions	93 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Deck Area	192 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	34068
Street Address	618 W 13TH ST
City	SIOUX FALLS
State	SD
Zip	57104-4321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 40` S 43` 6 & W 40` 5 BLOCK 7 GRIGSBY`S ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	GRIGSBY`S ADDN
Legal Block	7
Legal Lot Number	5
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2007
Census Tract	702

Owner

618 W 13th St is owned and occupied by an individual who acquired it in June 2024.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	618 W 13TH ST, SIOUX FALLS, SD 57104-4321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Jul 23, 2024	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 14, 2024
Transfer Doc	0302000370
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	618 W 13TH ST, SIOUX FALLS, SD 57104-4321
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	618 W 13TH ST, SIOUX FALLS, SD 57104-4321
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 W 13TH ST, SIOUX FALLS, SD 57104-4321

Mortgage

Document Number	MTG1986/1054
Date	Jul 23, 2024
Book Page	MTG 1986/1054

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	8023 E 63RD PL STE 700, TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	778 Months
Due	May 24, 2089

Interest

Rate Type	Adjustable Rate
Rate	6.74%
Type Change Date	Jul 1, 2024
Change Frequency	Monthly
Max Rate At Change	11.7%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 618 W 13th St was $2,066.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,108 (-0.65%) Land $16,516 Building $135,592	$152,108 Land $16,516 Building $135,592
2025	$2,066.00	$153,100 (+3.87%) Land $16,700 Building $136,400
2024	$2,066.00	$147,400 Land $16,700 Building $130,700
2022	$1,990.00	$133,100 Land $18,900 Building $114,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 618 W 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 618 W 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	1,250 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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