618 Smart Rd, Troy, AL 36079 Property Records

Pike County property record for 618 Smart Rd, Troy, AL 36079

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,332 sqft · built 2008
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Aug 2018)
Tax Bill	$878 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`816190`

Property Details

APN / Parcel Number

Primary APN	`816190`
Alternative APN	`55 18 06 13 0 000 009.008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,332 sqft Living Area
1st Floor Area	2,332 sqft
Upper Floors Area	240 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	177 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	331 sqft
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	419 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	816190
Street Address	618 SMART RD
City	TROY
State	AL
Zip	36079-8123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT # 7 GRAND POINTE PLAT NO. 1 IN SEC 13 T9N R20E
Legal Range	20E
Legal Township	09N
Legal Section	13
Legal Subdivision	GRAND POINTE PLAT #1
Legal Lot Number	7
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	2
Census Block	2006
Census Tract	189003

Owner

Source: Pike County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	618 SMART RD, TROY, AL 36079-8123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Aug 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage MAX CU
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage MAX CU
Aug 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage MAX CU
Jan 5, 2017	Deed of Trust, Mortgage REGIONS BANK DBA REGIONS MORTGAGE
Aug 21, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Prior Sale	Jan 16, 2008
Deed Document Number	20182151
Deed Book / Page	2018 / 2151
Last Transfer Date	Aug 16, 2026
Transfer Doc	2026002370
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIKE AL
Recording Date	Sep 3, 2026
Property Address	618 SMART RD, TROY, AL 36079-8123
Document Number	2026002370
Book / Page	2026 / 2370
Instrument Date	Aug 16, 2026
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	FIRST SOURCE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 SMART RD, TROY, AL 36079-8123

Mortgage

Document Number	2026008294,
Date	Sep 3, 2026
Book Page	2026/8294

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	618 SMART RD, TROY, AL 36079-8123
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/8169
Date	Aug 29, 2022
Book Page	2022/8169
Instrument	20228169

Lender

Name	MAX CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 28, 2037

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	618 SMART RD, TROY, AL 36079-8123
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/12828
Date	Nov 17, 2021
Book Page	2021/12828
Instrument	202112828

Lender

Name	MAX CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	618 SMART RD, TROY, AL 36079-8123
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/5287
Date	Aug 21, 2018
Book Page	2018/5287
Instrument	20185287

Lender

Name	MAX CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	618 SMART RD, TROY, AL 36079-8123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/58
Date	Jan 5, 2017
Book Page	2017/58

Lender

Name	REGIONS BANK DBA REGIONS MORTGAGE

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2037

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Aug 21, 2018
Property Address	618 SMART RD, TROY, AL 36079-8123
Document Number	02018/2151
Book / Page	2018 / 2151
Instrument Date	Aug 17, 2018
Instrument	20182151
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	618 SMART RD, TROY, AL 36079-8123

Tax Assessment & Valuation

Source: Pike County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$878.00 (+7.47%) Homeowner's exemption	$25,160 (+6.97%) Land $2,040 Building $23,120	$256,700 (+9.17%) Land $20,400 Building $236,300
2024	$817.00 (-1.21%) Homeowner's exemption	$23,520 (-1.09%) Land $1,700 Building $21,820	$235,140 (-1.1%) Land $17,000 Building $218,140
2023	$827.00 (+15.66%) Homeowner's exemption	$23,780 (+14.55%)	$237,760 (+14.57%) Land $17,000 Building $220,760
2022	$715.00 Homeowner's exemption	$20,760	$207,520 Land $17,000 Building $190,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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