618 S Oak St, Ukiah, CA 95482 Property Records

Mendocino County property record for 618 S Oak St, Ukiah, CA 95482

Property Summary

Property Type	Single Family Home
Lot Size	0.134 acres (5,836 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Aug 2006)
Tax Bill	$7,492 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-294-27`

Property Details

APN / Parcel Number

Primary APN	`001-294-27`
Alternative APN	`001-294-27-00`

Exterior

Lot Area	5,836 sqft (0.134 acres)

Location & Zoning

Old Parcel Number	001-294-27
Street Address	618 S OAK ST
City	UKIAH
State	CA
Zip	95482-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 27 OF THE S 1/2 OF JONES ADDITION OF UKIAH RECORDED AUG 14, 1929 IN C1, D6, P58, MCR.
Legal Subdivision	JONES ADDITION
Legal Block	1
Legal Lot Number	27
Jurisdiction	MENDOCINO CA
Township / Civil Division	UKIAH
Census Block Group	1
Census Block	1062
Census Tract	11600

Owner

618 S Oak St is owned and occupied by an individual who bought it in August 2006.

Source: Mendocino County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	618 S OAK ST, UKIAH, CA 95482-5406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 30, 2019	Deed of Trust, Mortgage · ARM RIGHT START MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2006 · Amount on File
Deed Sale	Aug 22, 2006 · Amount on File
Deed Document Number	200616670
Prior Transfer Date	Jun 4, 2004
Prior Transfer Doc	0000013249
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	618 S OAK ST, UKIAH, CA 95482-5406
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 S OAK ST, UKIAH, CA 95482-5406

Mortgage

Document Number	0000001096
Date	Jan 26, 2021
Instrument	2021-01096

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	618 S OAK ST, UKIAH, CA 95482-5406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008761
Date	Jul 30, 2019
Instrument	2019-08761

Lender

Name	RIGHT START MORTGAGE INC
Type	Mortgage Company
Address	LA PUENTE, CA 91746

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 618 S Oak St was $7,492 with a homeowner's exemption.

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Municipality	Ukiah City
Unified School District	Ukiah Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$628,614 (+2%) Land $204,980 Building $423,634
2025	$7,492.00 Homeowner's exemption	$616,289 Land $200,961 Building $415,328
2023	$7,132.00 Homeowner's exemption	$592,359 Land $193,158 Building $399,201
2022			$464,785 Land $113,362 Building $351,423
2020	$5,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 618 S Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 618 S Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UKIAH serves 16,067 people · EPA ID CA2310003
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
101Netlink Fixed Wireless	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: AT&T, SeaKay Broadband, Verizon.

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