618 S 14th St, Jay, OK 74346 Property Records

Delaware County property record for 618 S 14th St, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,564 sqft
Lot Size	0.194 acres (8,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,000 (Sep 2022)
Tax Bill	$2,143 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22N23E-01-0-50140-003-0007`

Property Details

APN / Parcel Number

Primary APN	`22N23E-01-0-50140-003-0007`
Alternative APNs	`0014931` `14931`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,564 sqft Living Area

Exterior

Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,470 sqft (0.194 acres)
Lot Dimensions	121 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	153 sqft
Patio Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14931
Street Address	618 S 14TH ST
City	JAY
State	OK
Zip	74346-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIARWOOD LOT 7 BLOCK 3 2458-349
Legal Range	23E
Legal Township	22N
Legal Section	01
Legal Subdivision	JAY-BRIARWOOD
Legal Block	3
Legal Lot Number	7
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	5
Census Block	5045
Census Tract	376000

Owner

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	618 S 14TH ST, JAY, OK 74346-3835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Sep 26, 2017	Warranty Deed, Transfer · ARM ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	20228976
Deed Book / Page	2458 / 349
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Sep 16, 2022
Property Address	618 S 14TH ST, JAY, OK 74346-3835
Document Number	002458/349
Book / Page	2458 / 349
Instrument Date	Sep 16, 2022
Instrument	I-2022-008976
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	618 S 14TH ST, JAY, OK 74346-3835

Mortgage

Document Number	I2022008977
Date	Sep 16, 2022
Instrument	I-2022-008977

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	618 S 14TH ST, JAY, OK 74346-3835
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 S 14TH ST, JAY, OK 74346-3835

Mortgage

Document Number	002452/795
Date	Aug 10, 2022
Book Page	2452/795
Instrument	I-2022-007718

Lender

Name	ARVEST BANK
Type	Bank
Address	SILOAM SPRINGS, AR 72761

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 9, 2023

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Sep 26, 2017
Property Address	618 S 14TH ST, JAY, OK 74346-3835
Document Number	002213/593
Book / Page	2213 / 593
Instrument Date	Sep 25, 2017
Instrument	2017-008198
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$208.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	618 S 14TH ST, JAY, OK 74346-3835

Mortgage

Document Number	2017008199
Date	Sep 26, 2017
Instrument	2017-008199

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.37%
Index	1-Year CMT
Margin	3
Max Rate	8.37%

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Jay City
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,036 (-) Land $1,369 Building $22,667	$209,000 (-) Land $11,900 Building $197,100
2025	$2,143.00 (+1.13%)	$24,036 (-) Land $1,369 Building $22,667	$209,000 (-) Land $11,900 Building $197,100
2024	$2,119.00 (-0.42%)	$24,036 (+%) Land $1,369 Building $22,667	$209,000 (-) Land $11,900 Building $197,100
2023	$2,128.00	$24,035 Land $765 Building $23,270	$209,000 Land $6,650 Building $202,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 78% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY serves 2,482 people · EPA ID OK1021674
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company Fiber	200 / 200

618 S 14th St, Jay, OK 74346 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on S 14th St

Nearby Streets

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