618 Rivermont Rd, Florence, AL 35634 Property Records

Lauderdale County property record for 618 Rivermont Rd, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,668 sqft · built 1990
Lot Size	0.551 acres (24,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,855 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-08-33-0-002-053-000`

Property Details

APN / Parcel Number

Primary APN	`16-08-33-0-002-053-000`
Alternative APNs	`048044` `26761` `48044`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,668 sqft Living Area
1st Floor Area	1,537 sqft
2nd Floor Area	2,131 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,000 sqft (0.551 acres)
Lot Dimensions	240 ft deep x 100 ft wide
View / Lot	Waterfront
Bath House	868 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	48044
Street Address	618 RIVERMONT RD
City	FLORENCE
State	AL
Zip	35634-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100 X 240 RIVERMONT 1ST ADD LOT 4
Legal Range	10W
Legal Township	02S
Legal Section	33
Legal Subdivision	RIVERMONT
Legal Lot Number	4
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1010
Census Tract	11503

Owner

618 Rivermont Rd is owned and occupied by two individuals who acquired it in March 2018.

Source: Lauderdale County records, as of November 25, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	618 RIVERMONT RD, FLORENCE, AL 35634-2052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Mar 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Jun 21, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2005
Deed Sale	Jul 8, 2005
Deed Book / Page	2005 / 35413
Last Transfer Date	Mar 13, 2018
Transfer Doc	2018/26187
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	618 RIVERMONT RD, FLORENCE, AL 35634-2052
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/52547
Date	Aug 23, 2021
Book Page	2021/52547

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	618 RIVERMONT RD, FLORENCE, AL 35634-2052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/12057
Date	Mar 27, 2018
Book Page	2018/12057

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2048

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jun 21, 2018
Property Address	618 RIVERMONT RD, FLORENCE, AL 35634-2052
Document Number	2018/26187
Book / Page	2018 / 26187
Instrument Date	Mar 13, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3330 FLORENCE BLVD, 3330, FLORENCE, AL 35634-2540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 CLOYD BLVD, FLORENCE, AL 35630-1505

Tax Assessment & Valuation

The 2025 property tax bill for 618 Rivermont Rd was $1,855 with exemptions applied.

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,855.00 Homeowner's exemption Senior Citizen's exemption	$64,440 (-)	$644,320 (-) Land $172,000 Building $472,320
2024	$1,855.00 Homeowner's exemption Senior Citizen's exemption	$64,440 (+274.65%) Land $17,200 Building $47,240	$644,320 (-) Land $172,000 Building $472,320
2023	$1,855.00 (+25.34%) Homeowner's exemption Senior Citizen's exemption	$17,200 (-66.47%) Land $17,200	$644,320 (+25.62%) Land $172,000 Building $472,320
2022	$1,480.00 Homeowner's exemption Senior Citizen's exemption	$51,300	$512,900 Land $147,700 Building $365,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 618 Rivermont Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 618 Rivermont Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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