618 Portage Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 618 Portage Ave, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,456 sqft · built 1924
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,000 (Nov 2019)
Tax Bill	$3,250 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-150-029-00`

Property Details

APN / Parcel Number

Primary APN	`051-150-029-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	200 ft deep x 61 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	618 PORTAGE AVE
City	THREE RIVERS
State	MI
Zip	49093-1468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 1 & 2 BLK 4 POPLAR PLACE SUB CITY OF THREE RIVERS. EXC COM NE COR LOT 2 TH SWLY ALG WLY LN OF PORTAGE AVE 13 FT TH NWLY
Legal Subdivision	CITY OF THREE RIVERS
Legal Block	4
Legal Lot Number	1-2
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	3
Census Block	3004
Census Tract	40100

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	618 PORTAGE AVE, THREE RIVERS, MI 49093-1468
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2019 · Amount on Record
Deed Sale	Nov 25, 2019 · Amount on Record
Prior Sale	Aug 1, 2012 · Amount on Record
Deed Book / Page	1986 / 35
Last Transfer Date	Jul 10, 2025
Transfer Doc	2025006802
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 25, 2019
Property Address	618 PORTAGE AVE, THREE RIVERS, MI 49093-1468
Document Number	01986/0035
Book / Page	1986 / 0035
Map Reference	LB 1 PG 24
Instrument Date	Nov 22, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NATIONS TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,415.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	618 PORTAGE AVE, 618, THREE RIVERS, MI 49093-1468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6468 INDEPENDENCE DR, PORTAGE, MI 49024-8302

Mortgage

Document Number	0000198637
Date	Nov 25, 2019
Instrument	1986/37

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,300 (+8.25%) Land $4,800 Building $101,500	$212,600 (+8.25%) Land $9,600 Building $203,000
2025	$3,250.00 (+13.36%) Homeowner's exemption	$98,200 (+30.24%) Land $4,800 Building $93,400	$196,400 (+30.24%) Land $9,600 Building $186,800
2023		$75,400 Land $2,700 Building $72,700	$150,800 Land $5,400 Building $145,400
2022	$2,867.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1982–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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