618 Panama Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 618 Panama Dr, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,716 sqft · built 2023
Lot Size0.248 acres (10,796 sqft)
OwnerIndividual Name on Record
Tax Bill$3,937 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-146-8438-4

Property Details

APN / Parcel Number

Primary APNC56-001-146-8438-4
Alternative APNs
  • 07-3N-23-1311-000G-013A
  • 23N3071311000G013A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,716 sqft Living Area
Gross Area1,944 sqft
1st Floor Area1,716 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area10,796 sqft (0.248 acres)
PorchSlab
Porch Area128 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address618 PANAMA DR
CityCRESTVIEW
StateFL
Zip32536-2322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJERNIGAN S/D 2ND ADD LOT 13 BLK G
Legal Range23W
Legal Township03N
Legal Section07
Legal SubdivisionJERNIGAN S/D 2ND ADD
Legal BlockG
Legal Lot Number13
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2005
Census Tract20500

Owner

Source: Okaloosa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address616 PANAMA DR, CRESTVIEW, FL 32536-2322
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address618 PANAMA DR, CRESTVIEW, FL 32536-2322
Transaction TypeMortgage
Record UpdatedFeb 24, 2023
Title CompanySECURITY LAND TITLE INC, SURETY LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address616 PANAMA DR, CRESTVIEW, FL 32536-2322

Mortgage

Document Number0035974603
DateJan 10, 2022
Book Page3597/4603
Instrument3518616
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateJan 1, 2033
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.87%
Index1-Year LIBOR
Max Rate7.87%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,937.00 (+1,044.48%)$248,042 (+1,063.48%) Land $25,093 Building $222,949$248,042 (+1,063.48%) Land $25,093 Building $222,949
2023$344.00 (+6.17%)$21,319 (+7%) Land $21,319$21,319 (+7%) Land $21,319
2022$324.00$19,924 Land $19,924$19,924 Land $19,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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