618 Oliver St, Ramseur, NC 27316 Property Records

Randolph County property record for 618 Oliver St, Ramseur, NC 27316

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 890 sqft · built 1920
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Jun 2025)
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8702636349`

Property Details

APN / Parcel Number

Primary APN	`8702636349`
Alternative APN	`0072317`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	890 sqft Living Area
Gross Area	782 sqft
1st Floor Area	782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1933
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asbestos
Lot Area	21,780 sqft (0.5 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	144 sqft
Deck Area	96 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	618 OLIVER ST
City	RAMSEUR
State	NC
Zip	27316-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-16
Legal Description	OLIVER ST;W
Legal Subdivision	OLIVER ST
Legal Block	63
Legal Lot Number	6349
Jurisdiction	RANDOLPH NC
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1065
Census Tract	31001

Owner

Source: Randolph County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	618 OLIVER ST, RAMSEUR, NC 27316-9501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 18, 2021	Warranty Deed, Transfer
May 8, 2018	Loan Modification, Mortgage CAPITAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2025 · Amount on Record
Deed Sale	Jun 23, 2025 · Amount on Record
Prior Sale	May 29, 2024
Deed Document Number	20202658
Deed Book / Page	2968 / 367
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH NC
Recording Date	Aug 18, 2021
Property Address	618 OLIVER ST, RAMSEUR, NC 27316-9501
Document Number	0027671440
Book / Page	2767 / 1440
Map Reference	MB 1114 PG 617
Instrument Date	Aug 18, 2021
Instrument	20127872
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1782 DEER RUN CT, 1782, OAK RIDGE, NC 27310-9681

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	618 OLIVER ST, RAMSEUR, NC 27316-9501

Mortgage

Document Number	0027671443
Date	Aug 18, 2021
Instrument	2767/1443

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH NC
Recording Date	Jun 18, 2021
Property Address	618 OLIVER ST, RAMSEUR, NC 27316-9501
Document Number	0027582585
Book / Page	2758 / 2585
Instrument Date	Jun 18, 2021
Instrument	20123717
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1782 DEER RUN CT, OAK RIDGE, NC 27310-9681
Investor	Possibly a Property Investor

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RANDOLPH NC
Property Address	618 OLIVER ST, RAMSEUR, NC 27316-9501
Document Number	0026010982
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 OLIVER ST RAMSEUR NC 273169501, RAMSEUR, NC 27316-9501

Mortgage

Document Number	0026010982
Date	Jun 14, 2018
Book Page	002601/000982
Instrument	20062265

Lender

Name	CAPITAL BK
Type	Bank
Address	RAMSEUR, NC 27316

Agreement

Term	120 Months
Due	Jun 13, 2028

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Randolph County
Municipality	Ramseur Town
Unified School District	Randolph County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,030.00 (+5.21%)	$82,830 (-) Land $26,860 Building $55,970	$82,830 (-) Land $26,860 Building $55,970
2023	$979.00	$82,830 Land $26,860 Building $55,970	$82,830 Land $26,860 Building $55,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RAMSEUR serves 1,790 people · EPA ID NC0276020
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes currently in violation since Jul 2026 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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