618 N Penelope St, Belton, TX 76513 Property Records

Bell County property record for 618 N Penelope St, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,111 sqft · built 1890
Lot Size	0.346 acres (15,072 sqft)
Owner	Trust Name on File
Tax Bill	$6,027 (2024)
Deeds & Mortgages	Sep 2025 Sale Aug 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0256180000`

Property Details

APN / Parcel Number

Primary APN	`0256180000`
Alternative APNs	`873617` `17575`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,111 sqft Living Area
1st Floor Area	2,111 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,072 sqft (0.346 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	351 sqft
Carport	Carport
Carport Area	351 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	366 sqft
Canopy	90 sqft

Location & Zoning

Account Number	873617
Street Address	618 N PENELOPE ST
City	BELTON
State	TX
Zip	76513-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALEXANDERS ADDITION, BLOCK 008, LOT PT 3, (N 2/3 OF 3) (N 2/3 OF 3)
Legal Subdivision	ALEXANDERS ADDITION
Legal Block	8
Legal Lot Number	3
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	1
Census Block	1020
Census Tract	21601

Owner

618 N Penelope St is owner-occupied and held in a trust since September 2025.

Source: Bell County records, as of October 14, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 2273, MOUNTAIN VIEW, AR 72560-2273
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T
Aug 30, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage SENTE MORTGAGE INC
Dec 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage EXTRACO BANKS NA
May 4, 2020	Vendor's Lien, Transfer · Conventional Mortgage CITY FIRST MORTGAGE SERVICES LLC
Apr 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 1, 2018	Warranty Deed, Transfer EXTRACO BK
Jun 1, 2018	Quit Claim Deed, Transfer FIRST CMNTY TITLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 30, 2025
Deed Sale	Sep 30, 2025
Prior Sale	May 4, 2020
Deed Document Number	2025047869
Record Updated	Jun 7, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Sep 30, 2025
Property Address	618 N PENELOPE ST, BELTON, TX 76513-2632
Document Number	0000047869
Map Reference	VOL V PG 16
Instrument Date	Sep 29, 2025
Instrument	2025047869
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	818 S 3RD ST, TEMPLE, TX 76504-5711

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 2273, MOUNTAIN VIEW, AR 72560-2273

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	618 N PENELOPE ST, BELTON, TX 76513-2632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLEGIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036345
Date	Aug 30, 2017
Instrument	2017-00036345

Lender

Name	SENTE MORTGAGE INC
Type	Mortgage Company
Address	AUSTIN, TX 78746

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	618 N PENELOPE ST, BELTON, TX 76513-2632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050133
Date	Dec 6, 2018
Instrument	2018-00050133

Lender

Name	EXTRACO BANKS NA
Type	Bank
Address	HARKER HEIGHTS, TX 76548

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Nov 29, 2028

Interest

Rate Type	Adjustable Rate

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 4, 2020
Property Address	618 N PENELOPE ST, BELTON, TX 76513-2632
Document Number	0000020793
Map Reference	VOL V PG 16
Instrument Date	Apr 30, 2020
Instrument	2020-00020793
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 VISTA GRANDE LOOP, 140, LORENA, TX 76655-3485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 N PENELOPE ST, BELTON, TX 76513-2632

Mortgage

Document Number	0000020794
Date	May 4, 2020
Instrument	2020-00020794

Lender

Name	CITY FIRST MORTGAGE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 2, 2020
Property Address	618 N PENELOPE ST, BELTON, TX 76513-2632
Document Number	0000016043
Instrument Date	Mar 20, 2020
Instrument	16043
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	140 VISTA GRANDE LOOP LORENA TX 766553485, LORENA, TX 76655-3485

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 1, 2018
Property Address	618 N PENELOPE ST, BELTON, TX 76513-2632
Document Number	0000022153
Book / Page	010474 / 000172
Instrument Date	May 25, 2018
Instrument	22153
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	888 SHANKLIN RD BELTON TX 765137918, BELTON, TX 76513-7918

Mortgage

Document Number	22154
Date	Jun 1, 2018
Book Page	010474/000176
Instrument	22154

Lender

Name	EXTRACO BK
Type	Bank
Address	HARKER HEIGHTS, TX 76548

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 31, 2028

Interest

Rate Type	Adjustable Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Jun 1, 2018
Property Address	618 N PENELOPE ST, BELTON, TX 76513-2632
Document Number	0000022152
Book / Page	010474 / 000168
Instrument Date	May 23, 2018
Instrument	22152
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 N PENELOPE ST BELTON TX 765132632, BELTON, TX 76513-2632

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Belton City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$331,941 Land $43,105 Building $288,836	$331,941 Land $43,105 Building $288,836
2024	$6,027.00 (+12.36%)
2023	$5,364.00 (-32.45%) Homeowner's exemption	$340,007 Land $35,569 Building $304,438	$340,007 Land $35,569 Building $304,438
2022	$7,941.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 618 N Penelope St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 618 N Penelope St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELTON serves 23,054 people · EPA ID TX0140002
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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