618 McKenzie Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 618 McKenzie Ave, Watsonville, CA 95076

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,622 sqft · built 1976
Lot Size	0.028 acres (1,220 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jul 2018)
Tax Bill	$5,884 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2018 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`017-431-10`

Property Details

APN / Parcel Number

Primary APN	`017-431-10`
Alternative APN	`017-431-10-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,622 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Townhouse
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	1,220 sqft (0.028 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	618 MCKENZIE AVE
City	WATSONVILLE
State	CA
Zip	95076-3507
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	MANOR CLUSTER
Legal Lot Number	10
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2009
Census Tract	110102

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	618 MCKENZIE AVE, WATSONVILLE, CA 95076-3507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Jul 26, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 26, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 26, 2018	Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	201822830
Prior Transfer Date	Jul 23, 2018
Prior Transfer Doc	0000022832
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	618 MCKENZIE AVE, WATSONVILLE, CA 95076-3507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 MCKENZIE AVE, WATSONVILLE, CA 95076-3507

Mortgage

Document Number	0000003161
Date	Jan 20, 2021
Instrument	2021-0003161

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 26, 2018
Property Address	618 MCKENZIE AVE, WATSONVILLE, CA 95076-3507
Document Number	0000022832
Instrument Date	Jul 23, 2018
Instrument	22832
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	618 MCKENZIE AVE WATSONVILLE CA 950763507, WATSONVILLE, CA 95076-3507

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 26, 2018
Property Address	618 MCKENZIE AVE, WATSONVILLE, CA 95076-3507
Document Number	0000022831
Instrument Date	Jul 19, 2018
Instrument	22831
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2001 LARKHALL CIR FOLSOM CA 956306117, FOLSOM, CA 95630-6117

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 26, 2018
Property Address	618 MCKENZIE AVE, WATSONVILLE, CA 95076-3507
Document Number	0000022830
Map Reference	MB 61 PG 18
Instrument Date	Jul 19, 2018
Instrument	2018-0022830
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 MCKENZIE AVE, WATSONVILLE, CA 95076-3507

Mortgage

Document Number	0000022833
Date	Jul 26, 2018
Instrument	2018-0022833

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$455,132 (+2%) Land $227,566 Building $227,566
2025	$5,884.00 (+13.31%) Homeowner's exemption	$446,208 (+4.04%) Land $223,104 Building $223,104
2023	$5,193.00 (+1.86%) Homeowner's exemption	$428,880 Land $214,440 Building $214,440	$398,790
2022	$5,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	19 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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