618 Main St, Kremlin, OK 73753 Property Records

Garfield County property record for 618 Main St, Kremlin, OK 73753

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,482 sqft · built 1935
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on Record
Last Sale	$69,000 (May 2019)
Tax Bill	$985 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27656`

Property Details

APN / Parcel Number

Primary APN	`27656`
Alternative APN	`6430-00-038-006-0-150-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,482 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1962
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	304,920 sqft (7 acres)
Lot Dimensions	105 ft deep x 175 ft wide
Garage Type	Detached
Garage Area	1,080 sqft
Driveway	Driveway
Driveway Area	972 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27656
Street Address	618 MAIN ST
City	KREMLIN
State	OK
Zip	73753-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6-12 BLOCK 38 SD-K18 KREMLIN NW/4 22-24-6
Legal Range	06W
Legal Township	24N
Legal Section	22
Legal Subdivision	KREMLIN
Legal Block	38
Legal Lot Number	6-12
Jurisdiction	GARFIELD OK
Township / Civil Division	NORTH GARFIELD
Census Block Group	1
Census Block	1130
Census Tract	1100

Owner

Source: Garfield County records, as of March 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	618 MAIN ST, KREMLIN, OK 73753-6014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 30, 2019	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Deed Book / Page	2432 / 885
Prior Transfer Date	Sep 17, 2010
Prior Transfer Doc	02003/0554
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	618 MAIN ST, KREMLIN, OK 73753-6014
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 MAIN ST, KREMLIN, OK 73753-6014

Mortgage

Document Number	0002725/43
Date	Sep 17, 2025
Book Page	2725/43

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	285 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	May 30, 2019
Property Address	618 MAIN ST, KREMLIN, OK 73753-6014
Document Number	02432/0885
Book / Page	2432 / 0885
Instrument Date	May 20, 2019
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 MAIN ST, KREMLIN, OK 73753-6014

Mortgage

Document Number	0024320887
Date	May 30, 2019
Instrument	2432/0887

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Municipality	Kremlin Town
Unified School District	Kremlin-Hillsdale Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$985.00 (+10.55%)	$9,152 (+10.25%) Land $1,246 Building $7,906	$102,495 (+54.34%) Land $9,970 Building $92,525
2023	$891.00	$8,301 Land $1,246 Building $7,055	$66,410 Land $9,970 Building $56,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Aug 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KREMLIN serves 300 people · EPA ID OK3002403
Water Source	Purchased groundwater from KREMLIN-HILLSDALE RURAL WATER DISTRICT 1
Last State Inspection	Oct 2022
Lead	2 ppb (2026) action level 15 ppb
Copper	1.98 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Chisholm Broadband Fixed Wireless	100 / 40

May also be available: AT&T, T-Mobile.

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