618 Lincoln Ave, Elgin, IL 60120 Property Records

Kane County property record for 618 Lincoln Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,121 sqft · built 1930
Lot Size	0.147 acres (6,389 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Apr 2023)
Tax Bill	$4,601 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-282-016`

Property Details

APN / Parcel Number

Primary APN	`06-12-282-016`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	5 Stories
Building Area	1,121 sqft Living Area
Gross Area	1,868 sqft
Basement Area	747 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,389 sqft (0.147 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	618 LINCOLN AVE
City	ELGIN
State	IL
Zip	60120-3920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUDLOWS ADDN LOT 16 BLOCK 18
Legal Subdivision	LUDLOWS ADDN
Legal Block	18
Legal Lot Number	16
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3021
Census Tract	850800

Owner

618 Lincoln Ave is owned and occupied by an individual who bought it in April 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1911 EVENING SONG CT, 101, SCHAUMBURG, IL 60194-2174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Aug 26, 2021	Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2023 · Amount on File
Deed Sale	Apr 12, 2023 · Amount on File
Prior Sale	Aug 26, 2021 · Amount on File
Deed Document Number	202311444
Prior Transfer Date	Sep 15, 2006
Prior Transfer Doc	0000105048
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 12, 2023
Property Address	618 LINCOLN AVE, ELGIN, IL 60120-3920
Document Number	0000011444
Instrument Date	Mar 17, 2023
Instrument	2023K011444
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 LINCOLN AVE, ELGIN, IL 60120-3920

Mortgage

Document Number	0000011445
Date	Apr 12, 2023
Instrument	2023K011445

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

Mortgage

Document Number	0000011446
Date	Apr 12, 2023
Instrument	2023K011446

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2028

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Aug 26, 2021
Property Address	618 LINCOLN AVE, ELGIN, IL 60120-3920
Document Number	0000065451
Instrument Date	Aug 18, 2021
Instrument	2021K065451
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	618 LINCOLN AVE, 618, ELGIN, IL 60120-3920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 LINCOLN AVE, ELGIN, IL 60120-3920

Mortgage

Document Number	0000065452
Date	Aug 26, 2021
Instrument	2021K065452

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 618 Lincoln Ave was $4,601 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,601.00	$68,309 (+8.57%) Land $15,617 Building $52,692	$205,009 (+8.57%) Land $46,870 Building $158,139
2024		$62,917 Land $14,384 Building $48,533	$188,827 Land $43,169 Building $145,657
2022	$4,033.00 (+6.5%) Homeowner's exemption	$51,829 (+6.96%) Land $11,849 Building $39,980	$155,487 (+6.96%) Land $35,547 Building $119,940
2021	$3,787.00 Homeowner's exemption	$48,456 Land $11,078 Building $37,378	$145,368 Land $33,234 Building $112,134

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 618 Lincoln Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 618 Lincoln Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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