618 Lafayette St, Lowell, MI 49331 Property Records

Kent County property record for 618 Lafayette St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,458 sqft · built 1932
Lot Size	0.612 acres (26,659 sqft)
Owner	Company Name on Record
Last Sale	$25,000 (Dec 2002)
Tax Bill	$3,601 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-20-02-251-010`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-251-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,458 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	26,659 sqft (0.612 acres)
Lot Dimensions	200 ft deep x 66 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	618 LAFAYETTE ST
City	LOWELL
State	MI
Zip	49331-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	THAT PART OF LOT 2 BLK 1 COM 53.5 FT W ALONG S LINE OF LOT 2 FROM SE COR OF SD LOT TH N PAR WITH E LINE OF SD LOT 3.6 FT TH W
Legal Subdivision	KING & AMPHLETTS ADD
Legal Block	1
Legal Lot Number	2-3,6
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3004
Census Tract	12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	618 LAFAYETTE ST, LOWELL, MI 49331-1127
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Apr 19, 2018	Deed of Trust, Mortgage · Line of Credit LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2002 · Amount on Record
Deed Sale	Dec 23, 2002 · Amount on Record
Prior Sale	Sep 26, 2002 · Amount on Record
Deed Book / Page	6509 / 87
Last Transfer Date	Dec 21, 2005
Transfer Doc	0000016196
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	618 LAFAYETTE ST, LOWELL, MI 49331-1127
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 LAFAYETTE ST, LOWELL, MI 49331-1127

Mortgage

Document Number	0000006014
Date	Jan 20, 2022
Instrument	20220120-0006014

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 15, 2047

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	618 LAFAYETTE ST, LOWELL, MI 49331-1127
Document Number	0000038255
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	618 LAFAYETTE ST LOWELL MI 493311127, LOWELL, MI 49331-1127

Mortgage

Document Number	0000038255
Date	May 17, 2018
Instrument	38255

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 16, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,000 (+13.13%)	$324,000 (+13.13%)
2025	$3,601.00 (+19.2%) Homeowner's exemption	$143,200 (+26.73%)	$286,400 (+26.73%)
2023		$113,000	$226,000
2019	$3,021.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Apr 2013 · Flooding
Claims by Event	Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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