618 Independence Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 618 Independence Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,028 sqft · built 1916
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$443 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2022 Sale
APN	`06-3.0-05-001-004-081.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-001-004-081.000`

Interior

Building Area	1,028 sqft Base Area
1st Floor Area	1,028 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Location & Zoning

Street Address	618 INDEPENDENCE AVE
City	SAINT JOSEPH
State	MO
Zip	64505-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MCDONALD HEIGHTS LOT:12 BLK:2LGL DESC:& L13
Legal Subdivision	MCDONALD HEIGHTS
Legal Block	2
Legal Lot Number	12
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1048
Census Tract	300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4802 CORINTH DR, SAINT JOSEPH, MO 64506-4049
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
Sep 27, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022
Deed Sale	Sep 27, 2022
Deed Document Number	20229340
Deed Book / Page	3780 / 715
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	618 INDEPENDENCE AVE, SAINT JOSEPH, MO 64505-2049
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 CORINTH DR, SAINT JOSEPH, MO 64506-4049

Mortgage

Document Number	003796/295
Date	Apr 12, 2024
Book Page	3796/295
Instrument	2024002677

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 27, 2022
Property Address	618 INDEPENDENCE AVE, SAINT JOSEPH, MO 64505-2049
Document Number	003780/715
Book / Page	3780 / 715
Instrument Date	Sep 22, 2022
Instrument	2022009340
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2502 MEADOW RIDGE DR, SAINT JOSEPH, MO 64504-2291

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$443.00	$6,190 (+10.54%) Land $930 Building $5,260	$32,560 (+10.37%) Land $4,900 Building $27,660
2024	$443.00 (+20.71%)
2023	$367.00 (-0.81%)	$5,600 (-) Land $930 Building $4,670	$29,500 (-) Land $4,900 Building $24,600
2022	$370.00	$5,600 Land $930 Building $4,670
2021			$29,500 Land $4,900 Building $24,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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