Fairfield County property record for 618 Harding Ave, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,152 sqft · built 1941 |
| Lot Size | 0.119 acres (5,166 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,151 (2024) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Nov 2021 Sale & Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-34037-400 |
| Primary APN | 05-34037-400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,166 sqft (0.119 acres) |
| Lot Dimensions | 126 ft deep x 41 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 28 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 618 HARDING AVE |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-2757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANRECO PARK ADD LOT 146 PT VAC ST |
| Legal Subdivision | LANRECO PARK ADD |
| Legal Lot Number | 146 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 32100 |
Source: Fairfield County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3240 STONE VALLEY RD W, ALAMO, CA 94507-1555 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Warranty Deed, Transfer · FHA Mortgage LENDUS LLC |
| Nov 8, 2021 | Warranty Deed, Transfer · Line of Credit UNION BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2022 |
| Deed Sale | Mar 30, 2022 |
| Prior Sale | Nov 8, 2021 · Amount on Record |
| Deed Document Number | 20226907 |
| Prior Transfer Date | Nov 10, 2004 |
| Prior Transfer Doc | 0000034484 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Mar 30, 2022 |
| Property Address | 618 HARDING AVE, LANCASTER, OH 43130-2757 |
| Document Number | 0000006907 |
| Map Reference | MB 4 PG 7 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 202200006907 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | VALMER LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3240 STONE VALLEY RD W, ALAMO, CA 94507-1555 |
| Document Number | 0000006908 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 202200006908 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Number | 0000006909 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 202200006909 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Nov 8, 2021 |
| Property Address | 618 HARDING AVE, LANCASTER, OH 43130-2757 |
| Document Number | 0000029460 |
| Map Reference | MB 4 PG 7 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 202100029460 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | LANCO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 502, CANAL WHCHSTR, OH 43110-0502 |
| Document Number | 0000029461 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 202100029461 |
| Name | UNION BANK INC |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 246 Months |
| Due | May 1, 2042 |
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $70,070 (+49.56%) Land $15,900 Building $54,170 | $200,200 (+49.55%) Land $45,440 Building $154,760 | |
| 2024 | $4,151.00 (+143.75%) | ||
| 2023 | $1,703.00 | $46,850 (-) Land $9,950 Building $36,900 | |
| 2022 | $46,850 Land $9,950 Building $36,900 | $133,870 Land $28,440 Building $105,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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