618 Fox Ridge Ct, Havelock, NC 28532 Property Records

Craven County property record for 618 Fox Ridge Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 928 sqft · built 1998
Lot Size	1.06 acres (46,566 sqft)
Owner	2 Individual Names on File
Last Sale	$174,000 (Jul 2012)
Tax Bill	$2,816 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`6-058-1-SCT3-096`

Property Details

APN / Parcel Number

Primary APN	`6-058-1-SCT3-096`
Alternative APN	`93888`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	928 sqft Living Area
1st Floor Area	928 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,566 sqft (1.06 acres)
Lot Dimensions	207 ft deep x 33.5 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	93888
Street Address	618 FOX RIDGE CT
City	HAVELOCK
State	NC
Zip	28532-2367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 96 HILLS OF FOXCROFT SCT 3 PH 2
Legal Subdivision	HILLS OF FOXCROFT
Legal Phase	2
Legal Lot Number	96
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1025
Census Tract	961301

Owner

618 Fox Ridge Ct is owned and occupied by two individuals who bought it in July 2012.

Source: Craven County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	618 FOX RIDGE CT, HAVELOCK, NC 28532-2367
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 11, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2012 · Amount on File
Deed Sale	Jul 31, 2012 · Amount on File
Deed Book / Page	3113 / 267
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	Sep 14, 2026
Property Address	618 FOX RIDGE CT, HAVELOCK, NC 28532-2367
Document Number	0010161558
Book / Page	3894 / 2023
Instrument Date	Sep 9, 2026
Instrument	202610161558
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 FOX RIDGE CT, HAVELOCK, NC 28532-2367

Mortgage

Document Number	0010161558,
Date	Sep 14, 2026
Book Page	3894/2023
Instrument	202610161558

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	618 FOX RIDGE CT, HAVELOCK, NC 28532-2367
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3648/1258
Date	Jan 11, 2021
Book Page	3648/1258
Instrument	10067678

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 618 Fox Ridge Ct was $2,816.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,590 (-) Land $48,000 Building $187,590	$235,590 (-) Land $48,000 Building $187,590
2025	$2,816.00	$235,590 Land $48,000 Building $187,590	$235,590 Land $48,000 Building $187,590
2023	$2,709.00 (+33.25%)	$235,590 (+37.26%) Land $48,000 Building $187,590	$235,590 Land $48,000 Building $187,590
2022	$2,033.00	$171,640 Land $42,600 Building $129,040
2018			$171,640 Land $42,600 Building $129,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 618 Fox Ridge Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 618 Fox Ridge Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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