618 Fourth Ave, Lady Lake, FL 32159 Property Records

Lake County property record for 618 Fourth Ave, Lady Lake, FL 32159 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,014 sqft · built 1982
Lot Size	0.305 acres (13,280 sqft)
Owner	2 Individual Names on File
Last Sale	$142,800 (Dec 2005)
Tax Bill	$842 (2024)
Deeds & Mortgages	Jan 2026 Transfer Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-18-24-0004-000-16400`

Property Details

APN / Parcel Number

Primary APN	`21-18-24-0004-000-16400`
Alternative APNs	`241821000400016400` `2610298`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,014 sqft Living Area
Gross Area	1,577 sqft
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,280 sqft (0.305 acres)
Lot Dimensions	160 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	309 sqft
Deck Area	Deck Area
Patio Area	272 sqft
Utility Building	1,008 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2610298
Street Address	618 FOURTH AVE
City	LADY LAKE
State	FL
Zip	32159-4632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 160 FT OF W 1110 FT OF N 83 FT OF S 440 FT OF SW 1/4 OF SE 1/4 A/K/A KNOWN AS MI-LU ESTATES UNRECORDED SUB LOT 97 ORB 3037 PG 980 ORB 4091 PG 251
Legal Range	24E
Legal Township	18S
Legal Section	21
Legal Quarter	4
Legal Subdivision	MI-LU ESTATES
Legal Tract	0004
Legal Lot Number	164
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	1
Census Block	1018
Census Tract	30411

Owner

Source: Lake County records · APN 21-18-24-0004-000-16400

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	517 SHORE DR, SAINT AUGUSTINE, FL 32086-5739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 05, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 16, 2024	Deed of Trust, Mortgage · FHA Mortgage REGIONS BANK
Jun 02, 2023	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2005 · Amount on Record
Deed Sale	Dec 15, 2005 · Amount on Record
Prior Sale	Jun 15, 2004 · Amount on Record
Deed Document Number	2005198340
Deed Book / Page	3037 / 980
Last Transfer Date	Oct 26, 2011
Transfer Doc	0040910251
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Jan 26, 2026
Property Address	618 FOURTH AVE, LADY LAKE, FL 32159-4632
Document Number	0066710257
Book / Page	6671 / 257
Instrument Date	Jan 20, 2026
Instrument	2026009379
Transaction Type	Transfer
Record Updated	Feb 09, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	618 FOURTH AVE, LADY LAKE, FL 32159-4632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 SHORE DR, ST AUGUSTINE, FL 32086-5739

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	618 FOURTH AVE, LADY LAKE, FL 32159-4632
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 FOURTH AVE, LADY LAKE, FL 32159-4632

Mortgage

Document Number	0066262437
Date	Nov 05, 2025
Book Page	6626/2437
Instrument	2025136668

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jan 01, 2031
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.5%
Index	Prime Rate
Margin	2
Max Rate	5%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	618 FOURTH AVE, LADY LAKE, FL 32159-4632
Transaction Type	Mortgage
Record Updated	Mar 01, 2024
Title Company	KELSEY TITLE AGCY, KELSEY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 FOURTH AVE, LADY LAKE, FL 32159-4632

Mortgage

Document Number	0062851672
Date	Feb 16, 2024
Book Page	6285/1672
Instrument	2024018272

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	618 FOURTH AVE, LADY LAKE, FL 32159-4632
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 FOURTH AVE, LADY LAKE, FL 32159-4632

Mortgage

Document Number	0061530802
Date	Jun 02, 2023
Book Page	6153/802
Instrument	2023065832

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2043

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Lady Lake Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,780 (+2.89%)	$157,408 (-) Land $37,500 Building $119,908
2025		$74,620 (+5.98%) Land $37,500 Building $37,120	$157,408 (+2.62%) Land $37,500 Building $119,908
2024	$842.00 (+25.11%)
2023	$673.00 (-22.02%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$70,410 (+3%)	$153,392 (+9.36%) Land $37,500 Building $115,892
2022	$863.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$68,360	$140,267 Land $24,375 Building $115,892

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690304111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 36% of Florida
Wildfire Likelihood	About 1 in 746 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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