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618 E Jackson St, Union City, TN 38261 Property Records

Obion County property record for 618 E Jackson St, Union City, TN 38261

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,355 sqft · built 1948
Lot Size0.266 acres (11,600 sqft)
OwnerIndividual Name on File
Last Sale$42,000 (Jan 2021)
Deeds & MortgagesJan 2021 Line of Credit
Jan 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN066059D G 02100

Property Details

APN / Parcel Number

Primary APN066059D G 02100
Alternative APN
  • 059D G 02100

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area1,355 sqft Living Area
1st Floor Area1,120 sqft
Upper Floors Area784 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1957
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,600 sqft (0.266 acres)
Lot Dimensions200 ft deep x 58 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchPorch
Utility Building280 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address618 E JACKSON ST
CityUNION CITY
StateTN
Zip38261-5240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 10
Legal SubdivisionEDWARDS ADD
Legal Lot Number10
JurisdictionOBION TN
Township / Civil Division7
Census Block Group1
Census Block1046
Census Tract965700

Owner

618 E Jackson St is owned and occupied by an individual who bought it in January 2021.

Source: Obion County records, as of January 23, 2026

Owner of RecordIndividual Name on File
Mailing Address618 E JACKSON ST, UNION CITY, TN 38261-5240
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2021Deed of Trust, Mortgage · Line of Credit
COMMERCIAL BANK & TRUST COMPANY
Jan 4, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
COMMERCIAL BANK & TRUST COMPANY
Jan 10, 2018Deed with Mortgage, Transfer · Conventional with PMI
ESPERANZA ENTS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2021 · Amount on File
Deed SaleJan 4, 2021 · Amount on File
Prior SaleAug 31, 2011 · Amount on File
Deed Document Number0000271705
Deed Book / Page271 / 705
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOBION TN
Property Address618 E JACKSON ST, UNION CITY, TN 38261-5240
Transaction TypeMortgage
Record UpdatedSep 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 E JACKSON ST, UNION CITY, TN 38261-5240

Mortgage

Document Number000273/750
DateJan 28, 2021
Book Page273/750
Instrument65802
Lender
NameCOMMERCIAL BANK & TRUST COMPANY
TypeBank
AddressUNION CITY, TN 38261
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueFeb 1, 2041

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOBION TN
Recording DateJan 4, 2021
Property Address618 E JACKSON ST, UNION CITY, TN 38261-5240
Document Number000271/705
Book / Page271 / 705
Instrument DateJan 4, 2021
Instrument65385
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$155.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 E JACKSON ST, UNION CITY, TN 38261-5240

Mortgage

Document Number0000065386
DateJan 4, 2021
Instrument65386
Lender
NameCOMMERCIAL BANK & TRUST COMPANY
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term120 Months
DueJan 4, 2031

January 2018: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionOBION TN
Recording DateJan 10, 2018
Property Address618 E JACKSON ST, UNION CITY, TN 38261-5240
Book / Page000209 / 000552
Instrument DateAug 15, 2013
Instrument51675
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$155.40
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 E JACKSON ST UNION CITY TN 382615240, UNION CITY, TN 38261-5240

Mortgage

Document Number0000051675
DateJan 10, 2018
Book Page000209/000552
Instrument51675
Lender
NameESPERANZA ENTS INC
Agreement
TypeConventional with PMI
AmountAmount on Record
Term120 Months
DueJan 9, 2028
Interest
Rate8%

Tax Assessment & Valuation

Source: Obion County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
MunicipalityUnion City
Unified School DistrictUnion City School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$19,125 Land $2,250 Building $16,875
2023$18,825 Land $2,250 Building $16,575$76,500 Land $9,000 Building $67,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 618 E Jackson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 24, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 618 E Jackson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION CITY WATER DEPT
serves 16,180 people · EPA ID TN0000720
Water SourceGroundwater
Last State InspectionJun 2022
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Union City Energy Authority
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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