618 E Ayers St, Osceola, IA 50213 Property Records

Clarke County property record for 618 E Ayers St, Osceola, IA 50213

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1995
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Last Sale	$9,875 (Jul 2022)
Tax Bill	$2,714 (2025)
Deeds & Mortgages	Nov 2015 Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01172`

Property Details

APN / Parcel Number

Primary APN	`01172`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	618 E AYERS ST
City	OSCEOLA
State	IA
Zip	50213-1370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAUL'S ADDITIONW 1/2 N 1/2 LOT 2 BLOCK 1 VIN:A053026A&B CO:20-W039153
Legal Subdivision	OSC-PAUL'S ADDTN
Legal Block	1
Legal Lot Number	2
Jurisdiction	CLARKE IA
Township / Civil Division	OSCEOLA
Census Block Group	1
Census Block	1027
Census Tract	960100

Owner

Source: Clarke County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	618 E AYERS ST, OSCEOLA, IA 50213-1370
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2015	Deed of Trust, Mortgage PEOPLES SAVINGS BANK
Jul 18, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 18, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Aug 27, 2021 · Amount on Record
Deed Document Number	20221189
Record Updated	Oct 29, 2026

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE IA
Property Address	618 E AYERS ST, OSCEOLA, IA 50213-1370
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02015/1768
Date	Nov 2, 2015
Book Page	2015/1768
Instrument	2015-1768

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank
Address	INDIANOLA, IA 50125

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 20, 2025

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLARKE IA
Recording Date	Jul 18, 2022
Property Address	618 E AYERS ST, OSCEOLA, IA 50213-1370
Document Number	0020221189
Instrument Date	Jul 14, 2022
Instrument	2022-1189
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	618 E AYERS ST, OSCEOLA, IA 50213-1370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 E AYERS ST, OSCEOLA, IA 50213-1370

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLARKE IA
Recording Date	Jul 18, 2022
Property Address	618 E AYERS ST, OSCEOLA, IA 50213-1370
Document Number	0020221188
Map Reference	BK 2021 PG 1575
Instrument Date	Jul 14, 2022
Instrument	2022-1188
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	618 E AYERS ST, OSCEOLA, IA 50213-1370

Tax Assessment & Valuation

Source: Clarke County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Clarke County
Municipality	Osceola City
Unified School District	Clarke Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,780 (-) Land $18,750 Building $147,030	$165,780 (-) Land $18,750 Building $147,030
2025	$2,714.00 (+8.21%) Homeowner's exemption	$165,780 (+15.95%) Land $18,750 Building $147,030	$165,780 (+15.95%) Land $18,750 Building $147,030
2024	$2,508.00 (-16.34%)
2023		$142,980 (+5.05%) Land $15,000 Building $127,980	$142,980 (+5.05%) Land $15,000 Building $127,980
2022	$2,998.00 Homeowner's exemption	$136,110 Land $12,090 Building $124,020
2021			$136,110 Land $12,090 Building $124,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA WATER WORKS serves 5,503 people · EPA ID IA2038038
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink.

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