618 E 590 N, Smithfield, UT 84335 Property Records

Cache County property record for 618 E 590 N, Smithfield, UT 84335 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2009
Square Footage	2,661 sqft Living Area
Lot Size	26,572 sqft (0.61 acres)
Occupancy	Owner Occupied
Last Sale	$813,960 (2021)
Tax Bill	$2,812.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`08-188-0015`

Interior

Building Area	2,661 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	26,572 sqft (0.61 acres)

Location & Zoning

Street Address	618 E 590 N
City	SMITHFIELD
State	UT
Zip	84335-6721
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 15 SUMMIT RIDGE SUBDIVISION CONT 0.61 AC
Legal Subdivision	SUMMIT RIDGE SUBDIVISION
Legal Lot Number	15
Jurisdiction	CACHE UT
Minor Civil Division	SMITHFIELD
Census Blockgroup	3
Census Block	3001
Census Tract	202

Owner

Source: Cache County records · APN 08-188-0015

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	618 E 590 N, SMITHFIELD, UT 84335-6721
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Dec 02, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 07, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 17, 2015	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Feb 09, 2010	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 10, 2010	Deed of Trust, Mortgage M & T BANK
Apr 01, 2026	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FEDERAL CREDIT UNION
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Dec 29, 2021	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Apr 08, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 08, 2019	Intrafamily Transfer, Transfer NOT AVAILABLE, ADVANCE INSURANCE AGENCY LC
Jan 16, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Apr 08, 2019 · Amount on Record
Deed Doc Number	20211308632
Deed Book / Page	2311 / 283
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	618 E 590 N, SMITHFIELD, UT 84335-6721
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02230/1850
Date	Mar 03, 2021
Book Page	2230/1850
Instrument	1278112

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	618 E 590 N, SMITHFIELD, UT 84335-6721
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02205/1382
Date	Dec 02, 2020
Book Page	2205/1382
Instrument	1268382

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	618 E 590 N, SMITHFIELD, UT 84335-6721
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	ADVANCED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02148/1265
Date	May 28, 2020
Book Page	2148/1265
Instrument	1247687

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Jun 01, 2028

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	618 E 590 N, SMITHFIELD, UT 84335-6721
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02099/1934
Date	Oct 07, 2019
Book Page	2099/1934
Instrument	1229237

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2029

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	618 E 590 N, SMITHFIELD, UT 84335-6721
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	ACE TITLE, CACHE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01844/1857
Date	Apr 17, 2015
Book Page	1844/1857
Instrument	1123682

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2045

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	618 E 590 N, SMITHFIELD, UT 84335-6721
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	HICKMAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01609/1044
Date	Feb 09, 2010
Book Page	1609/1044
Instrument	1015930

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2040

Interest

Rate Type	Fixed Rate
Rate	3.87%
Type Change Date	Mar 01, 2015
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	618 E 590 N, SMITHFIELD, UT 84335-6721
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01612/0909
Date	Mar 10, 2010
Book Page	1612/0909
Instrument	1017475

Lender

Name	M & T BANK
Type	Bank
Address	MIDVALE, UT 84047

Agreement

Amount	Amount Recorded
Term	118 Months
Due	Jan 01, 2020

Interest

Rate Type	Adjustable Rate

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Recording Date	Apr 01, 2026
Property Address	618 E 590 N, SMITHFIELD, UT 84335-6721
Document Number	02536/1325
Book / Page	2536 / 1325
Instrument Date	Mar 26, 2026
Instrument	20261394415
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 E 590 N, SMITHFIELD, UT 84335-6721

Mortgage

Document Number	0001394415,
Date	Apr 01, 2026
Book Page	2536/1325
Instrument	20261394415

Lender

Name	MOUNTAIN AMERICA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	618 E 590 N, SMITHFIELD, UT 84335-6721
Transaction Type	Mortgage
Record Updated	Nov 14, 2023
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002311/82
Date	Dec 29, 2021
Book Page	2311/82
Instrument	1308596

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Dec 29, 2021
Property Address	618 E 590 N, SMITHFIELD, UT 84335-6721
Document Number	002311/283
Book / Page	2311 / 283
Map Reference	DOC 934824
Instrument Date	Dec 28, 2021
Instrument	1308632
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	ADVANCED TITLE

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	618 E 590 N, SMITHFIELD, UT 84335-6721

Mortgage

Document Number	0001308596
Date	Dec 29, 2021
Instrument	1308596

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Apr 08, 2019
Property Address	618 E 590 N, SMITHFIELD, UT 84335-6721
Document Number	2065/1982
Book / Page	2065 / 1982
Map Reference	DOC 934824
Instrument Date	Apr 08, 2019
Instrument	1216205
Transaction Type	Transfer
Record Updated	Nov 08, 2021
Title Company	PINNACLE LAND TITLE, PINNACLE TITLE

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 E 590 N, SMITHFIELD, UT 84335-6721

Mortgage

Document Number	1216209
Date	Apr 08, 2019
Instrument	1216209

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Apr 08, 2019
Property Address	618 E 590 N, SMITHFIELD, UT 84335-6721
Document Number	2066/0001
Book / Page	2066 / 0001
Map Reference	DOC 934824
Instrument Date	Apr 08, 2019
Instrument	1216210
Transaction Type	Transfer
Record Updated	Nov 08, 2021
Title Company	NOT AVAILABLE, ADVANCE INSURANCE AGENCY LC

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	618 E 590 N, SMITHFIELD, UT 84335-6721

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Jan 16, 2018
Property Address	618 E 590 N, SMITHFIELD, UT 84335-6721
Document Number	1988/1080
Book / Page	1988 / 1080
Instrument Date	Jan 05, 2018
Instrument	1188175
Transaction Type	Transfer
Record Updated	Jun 06, 2023

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	618 E 590 N, 618, SMITHFIELD, UT 84335-6721

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	618 E 590 N, SMITHFIELD, UT 84335-6721

Tax Assessment & Valuation

Source: Cache County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,812.00 (-10.7%)	$376,470 (+0.66%)	$684,491 (+0.66%) Land $190,300 Building $494,191
2023	$3,149.00	$374,000	$680,000 Land $96,000 Building $584,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cache County (49005C), updated January 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 33% of Utah
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.