618 E 16th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 618 E 16th St, Chattanooga, TN 37408 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,200 sqft · built 2022
Lot Size	0.102 acres (4,480 sqft)
Owner	Individual Name on File
Last Sale	$805,000 (Jun 2022)
Tax Bill	$3,080 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145M R 007`

Property Details

APN / Parcel Number

Primary APN	`145M R 007`
Alternative APN	`0000071343`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,200 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,480 sqft (0.102 acres)
Lot Dimensions	112 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000071343
Street Address	618 E 16TH ST
City	CHATTANOOGA
State	TN
Zip	37408-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 4 HENSONS SUB PB5 PG11
Legal Subdivision	HENSONS
Legal Lot Number	4
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1008
Census Tract	2000

Owner

Source: Hamilton County records · APN 145M R 007

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	618 E 16TH ST, CHATTANOOGA, TN 37408-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Aug 11, 2020	Quit Claim Deed, Transfer · Line of Credit TENNESSEE VLY FCU
Sep 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Aug 11, 2020
Deed Document Number	2022062900079
Deed Book / Page	13008 / 433
Record Updated	Jun 08, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 29, 2022
Property Address	618 E 16TH ST, CHATTANOOGA, TN 37408-2103
Document Number	0000000079
Book / Page	13008 / 433
Map Reference	MB 5 PG 11
Instrument Date	Jun 17, 2022
Instrument	2022062900079
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,978.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 E 16TH ST, CHATTANOOGA, TN 37408-2103

Mortgage

Document Number	0130080436
Date	Jun 29, 2022
Instrument	13008-0436

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 11, 2020
Property Address	618 E 16TH ST, CHATTANOOGA, TN 37408-2103
Document Number	0811000203
Book / Page	012109 / 000231
Instrument Date	Aug 07, 2020
Instrument	200811000203
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	618 E 16TH ST CHATTANOOGA TN 374082103, CHATTANOOGA, TN 37408-2103

Mortgage

Document Number	811000204
Date	Aug 11, 2020
Book Page	012109/000234
Instrument	200811000204

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 25, 2019
Property Address	618 E 16TH ST, CHATTANOOGA, TN 37408-2103
Document Number	0925000140
Book / Page	011770 / 000198
Instrument Date	Sep 23, 2019
Instrument	190925000140
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$451.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 E 16TH ST CHATTANOOGA TN 374082103, CHATTANOOGA, TN 37408-2103

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,080.00 (-2.81%)	$203,225 (+43.47%)	$812,900 (+43.47%) Land $100,000 Building $712,900
2024	$3,169.00	$141,650 (-)	$566,600 (-) Land $50,000 Building $516,600
2023	$3,169.00 (+93.59%)	$141,650 (+93.58%)	$566,600 (+93.58%) Land $50,000 Building $516,600
2022	$1,637.00	$73,175	$292,700 Land $50,000 Building $242,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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