618 Duff Ave, Ames, IA 50010 Property Records

Story County property record for 618 Duff Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,423 sqft · built 1906
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,000 (Feb 2024)
Tax Bill	$2,596 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-404-100`

Property Details

APN / Parcel Number

Primary APN	`09-02-404-100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,423 sqft Living Area
1st Floor Area	769 sqft
Basement Area	769 sqft
Unfinished Basement	769 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	180 ft deep x 40 ft wide
Deck Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	618 DUFF AVE
City	AMES
State	IA
Zip	50010-6352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UCRM
Legal Description	BLAIRS 2ND ADD S40' LOT 9 BLK 34
Legal Range	24W
Legal Township	83N
Legal Section	02
Legal Subdivision	BLAIRS 2ND ADD
Legal Block	34
Legal Lot Number	9
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3008
Census Tract	900

Owner

Source: Story County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	618 DUFF AVE, AMES, IA 50010-6352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
Mar 30, 2026	Intrafamily Transfer, Transfer
Feb 12, 2024	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2024 · Amount on Record
Deed Sale	Feb 12, 2024 · Amount on Record
Deed Document Number	2024791
Last Transfer Date	Mar 27, 2026
Transfer Doc	0202602419
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	618 DUFF AVE, AMES, IA 50010-6352
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202601190
Date	Feb 13, 2026
Instrument	2026-01190

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	7.73%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	7.73%
Max Rate At Change	9.73%
Index	1-Year CMT
Max Rate	13.7%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STORY IA
Recording Date	Mar 30, 2026
Property Address	618 DUFF AVE, AMES, IA 50010-6352
Document Number	0202602419
Instrument Date	Mar 27, 2026
Instrument	2026-02419
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	618 DUFF AVE, AMES, IA 50010-6352

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Feb 12, 2024
Property Address	618 DUFF AVE, AMES, IA 50010-6352
Document Number	0202400791
Instrument Date	Feb 5, 2024
Instrument	2024-00791
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ATS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 DUFF AVE, AMES, IA 50010-6352

Mortgage

Document Number	0202400793
Date	Feb 12, 2024
Instrument	2024-00793

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	10.5%
Index	1-Year T-Bill
Max Rate	13.5%

Mortgage

Document Number	0202400794
Date	Feb 12, 2024
Instrument	2024-00794

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Feb 10, 2030

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,596.00	$179,500 (+0.28%) Land $36,000 Building $143,500	$179,500 (+0.28%) Land $36,000 Building $143,500
2024	$2,596.00 (+25.65%)
2023		$179,000 Land $30,700 Building $148,300	$179,000 Land $30,700 Building $148,300
2022	$2,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies, T-Mobile.

Nearby Properties on Duff Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures