618 Cypress Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 618 Cypress Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,546 sqft · built 2003
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Jan 2026)
Tax Bill	$3,818 (2021)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`461-08-02-0108`

Property Details

APN / Parcel Number

Primary APN	`461-08-02-0108`
Alternative APN	`1950319007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,546 sqft Living Area
1st Floor Area	2,855 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	399 sqft
Porch	Slab
Deck Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	618 CYPRESS DR
City	SURFSIDE BEACH
State	SC
Zip	29575-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEAN TERR; LT 9 BL 20
Legal Subdivision	OCEAN TERR
Legal Lot Number	9
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	3
Census Block	3016
Census Tract	51202

Owner

Source: Horry County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	618 CYPRESS DR, SURFSIDE BEACH, SC 29575-3423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING
Dec 31, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2026 · Amount on Record
Deed Sale	Jan 27, 2026 · Amount on Record
Prior Sale	Jun 30, 2003 · Amount on Record
Deed Document Number	20269854
Deed Book / Page	5040 / 141
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jan 27, 2026
Property Address	618 CYPRESS DR, SURFSIDE BEACH, SC 29575-3423
Document Number	0050400141
Book / Page	5040 / 141
Instrument Date	Jan 26, 2026
Instrument	2026000009854
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$21.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 CYPRESS DR, SURFSIDE BEACH, SC 29575-3423

Mortgage

Document Number	0069972211
Date	Jan 27, 2026
Instrument	6997/2211

Lender

Name	CORNERSTONE HOME LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	618 CYPRESS DR, SURFSIDE BEACH, SC 29575-3423
Document Number	6166/2991
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 CYPRESS DR SURFSIDE BEACH SC 295753423, SURFSIDE BEACH, SC 29575-3423

Mortgage

Document Number	6166/2991
Date	Jan 6, 2020
Book Page	006166/002991

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025			$511,807 (+50.83%) Land $250,000 Building $261,807
2023		$16,660 (-18.17%) Land $4,827 Building $11,833	$339,320 (-) Land $133,920 Building $205,400
2021	$3,818.00	$20,359 Land $8,035 Building $12,324	$339,320 Land $133,920 Building $205,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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