618 Clover Dr, Jacksonville, NC 28546 Property Records

Onslow County property record for 618 Clover Dr, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,960 sqft · built 1982
Lot Size	0.388 acres (16,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jun 2025)
Tax Bill	$2,818 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351E-123`

Property Details

APN / Parcel Number

Primary APN	`351E-123`
Alternative APNs	`490021867` `485973000` `032278`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,901 sqft (0.388 acres)
Lot Dimensions	169 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	490021867
Street Address	618 CLOVER DR
City	JACKSONVILLE
State	NC
Zip	28546-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-7
Legal Description	L30 S1B BB COUNTRY CLUB HILLS
Legal Subdivision	COUNTRY CLUB HILLS SEC 1
Legal Block	B
Legal Lot Number	30
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	2201

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	618 CLOVER DR, JACKSONVILLE, NC 28546-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 15, 2020	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Jun 2, 2022 · Amount on Record
Deed Book / Page	6383 / 239
Prior Transfer Date	Aug 25, 2016
Prior Transfer Doc	0045030958
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 2, 2022
Property Address	618 CLOVER DR, JACKSONVILLE, NC 28546-1604
Document Number	0057660379
Book / Page	5766 / 379
Map Reference	MB 21 PG 2
Instrument Date	May 19, 2022
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 CLOVER DR, JACKSONVILLE, NC 28546-1604

Mortgage

Document Number	0005766383
Date	Jun 2, 2022
Instrument	5766-383

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 15, 2020
Property Address	618 CLOVER DR, JACKSONVILLE, NC 28546-1604
Document Number	0051450529
Book / Page	5145 / 529
Map Reference	MB 21 PG 2
Instrument Date	Apr 8, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149 PEYTONS RIDGE DR, 149, HUBERT, NC 28539-3983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 CLOVER DR, JACKSONVILLE, NC 28546-1604

Mortgage

Document Number	0005145532
Date	Apr 15, 2020
Instrument	5145/532

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,818.00 (+2.36%)	$280,976 (+28.08%) Land $60,000 Building $220,976	$280,976 (+28.08%) Land $60,000 Building $220,976
2025	$2,753.00	$219,372 (-) Land $35,000 Building $184,372	$219,372 (-) Land $35,000 Building $184,372
2023	$2,753.00	$219,372 Land $35,000 Building $184,372	$219,372 Land $35,000 Building $184,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Ophelia, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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