618 Channel Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 618 Channel Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,000 sqft · built 2016
Lot Size	0.13 acres (5,651 sqft)
Owner	Individual Name on File
Last Sale	$383,000 (Jan 2016)
Tax Bill	$8,421 (2026)
Deeds & Mortgages	Jan 2026 Transfer Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`213-410-450-000`

Property Details

APN / Parcel Number

Primary APN	`213-410-450-000`
Alternative APN	`213-410-45`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	2,000 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	5,651 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	213-410-45
Street Address	618 CHANNEL DR
City	LATHROP
State	CA
Zip	95330-8549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-FM POR OF 213-310-18 PER RIVER ISLANDS-VILLAGE
Legal Subdivision	TRACT 3861 RIVER ISLANDS VILLAGE C1
Legal Block	1
Legal Lot Number	10
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1081
Census Tract	5214

Owner

618 Channel Dr is owned and occupied by an individual who acquired it in January 2026.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	618 CHANNEL DR, LATHROP, CA 95330-8549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Transfer on Death Deed, Transfer
Mar 24, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2016 · Amount on File
Deed Sale	Jan 22, 2016 · Amount on File
Deed Document Number	20168421
Last Transfer Date	Jan 5, 2026
Transfer Doc	0000000645
Record Updated	Oct 29, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 5, 2026
Property Address	618 CHANNEL DR, LATHROP, CA 95330-8549
Document Number	0000000645
Map Reference	MB 42 PG 34
Instrument Date	Jan 5, 2026
Instrument	2026-000645
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	618 CHANNEL DR, LATHROP, CA 95330-8549

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	618 CHANNEL DR, LATHROP, CA 95330-8549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033564
Date	Mar 24, 2017
Instrument	2017-033564

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	347 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	618 CHANNEL DR, LATHROP, CA 95330-8549
Document Number	0000068509
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 CHANNEL DR LATHROP CA 953308549, LATHROP, CA 95330-8549

Mortgage

Document Number	0000068509
Date	Jun 16, 2017
Instrument	68509

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 618 Channel Dr was $8,421, up 1.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,421.00 (+1.85%)
2025	$8,268.00	$453,163 Land $158,625 Building $294,538
2023	$7,900.00 (+2.04%)	$435,567 Land $152,466 Building $283,101	$655,830
2022	$7,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 618 Channel Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 618 Channel Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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