Monmouth County and Spring Lake Heights Borough property record for 618 Central Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 774 sqft · built 1931 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $553,000 (Jun 2022) |
| Tax Bill | $6,653 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00020-0000-00019 |
| Primary APN | 48-00020-0000-00019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 774 sqft Living Area |
| 1st Floor Area | 774 sqft |
| Basement Area | 96 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 150 ft deep x 30 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Deck Area | 184 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Sewer | Connected |
|---|
| Account Number | 02690 |
|---|---|
| Street Address | 618 CENTRAL AVE |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | VILLA PARK |
| Legal Block | 20 |
| Legal Lot Number | 19 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 808901 |
618 Central Ave is owned and occupied by two individuals who bought it in June 2022.
Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 618 CENTRAL AVE, SPRING LAKE, NJ 07762-1819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Jun 22, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 27, 2017 | Grant Deed, Transfer · FHA Mortgage GREENWAY MTG FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on File |
| Deed Sale | Jun 22, 2022 · Amount on File |
| Prior Sale | Apr 27, 2017 · Amount on File |
| Deed Document Number | 202265251 |
| Deed Book / Page | 9601 / 5008 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 618 CENTRAL AVE, SPRING LAKE, NJ 07762-1819 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0094847272 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 9484/7272 |
| Instrument | 2021029037 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 22, 2022 |
| Property Address | 618 CENTRAL AVE, SPRING LAKE, NJ 07762-1819 |
| Document Number | 0096015008 |
| Book / Page | 9601 / 5008 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2022065251 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Title Company | CHAPEL TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,686.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 223 BEACON BLVD, 223, SEA GIRT, NJ 08750-1612 |
| Name | Verified Name |
|---|---|
| Address | 618 CENTRAL AVE, SPRING LAKE, NJ 07762-1819 |
| Document Number | 0096015051 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 9601/5051 |
| Instrument | 2022065252 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 27, 2017 |
| Property Address | 618 CENTRAL AVE, SPRING LAKE, NJ 07762-1819 |
| Document Number | 0000043252 |
| Book / Page | 009224 / 007154 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 43252 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Title Company | TRUEX ABSTRACT INC, TRUEX ABS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $341.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 618 CENTRAL AVE SPRING LAKE NJ 077621819, SPRING LAKE, NJ 07762-1819 |
| Document Number | 43253 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 009224/007189 |
| Instrument | 43253 |
| Name | GREENWAY MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, NJ 07748 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2047 |
The 2025 property tax bill for 618 Central Ave was $6,653, down 3.2% from the year before.
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $744,800 (+14.64%) Land $648,400 Building $96,400 | $744,800 (+14.64%) Land $648,400 Building $96,400 | |
| 2025 | $6,653.00 (-3.19%) | $649,700 Land $555,800 Building $93,900 | $649,700 Land $555,800 Building $93,900 |
| 2024 | $6,872.00 | ||
| 2023 | $609,700 Land $522,500 Building $87,200 | $609,700 Land $522,500 Building $87,200 | |
| 2022 | $5,640.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 618 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 618 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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