1. Home
  2. Illinois
  3. McHenry County
  4. McHenry
  5. Area St

618 Area St, McHenry, IL 60051 Property Records

McHenry County property record for 618 Area St, McHenry, IL 60051 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 1,457 sqft · built 1960
Lot Size0.96 acres (41,818 sqft)
OwnerOwner Name on File
Last Sale$184,000 (Jan 2003)
Deeds & MortgagesOct 2020 Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-29-376-010

Property Details

APN / Parcel Number

Primary APN15-29-376-010

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths4 Half Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,457 sqft Living Area
Gross Area2,578 sqft
Basement Area1,121 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Architectural StyleRanch
Construction TypeFrame
Foundation TypeRaised
Lot Area41,818 sqft (0.96 acres)

Location & Zoning

Street Address618 AREA ST
CityMCHENRY
StateIL
Zip60051-9703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2003R0012757 PC 126.7FT X 329.34FT PT SE1/4 SW1/4
Legal Range09E
Legal Township44N
Legal Section29
Legal Block376
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group3
Census Block3003
Census Tract870812

Owner

Source: McHenry County records · APN 15-29-376-010

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address618 AREA ST, MCHENRY, IL 60051-9703

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Sep 24, 2019Deed of Trust, Mortgage · FHA Mortgage
MR COOPER
Jul 30, 2018Deed of Trust, Mortgage · FHA Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 30, 2003 · Amount on Record
Deed SaleJan 30, 2003 · Amount on Record
Prior SaleJun 28, 2002 · Amount on Record
Deed Document Number2003R0012757
Record UpdatedJun 07, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address618 AREA ST, MCHENRY, IL 60051-9703
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041807
DateOct 09, 2020
Instrument2020R0041807
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050
Interest
Rate3.75%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address618 AREA ST, MCHENRY, IL 60051-9703
Document Number0000032874
Instrument DateSep 24, 2019
Transaction TypeMortgage
Record UpdatedOct 18, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 AREA ST MCHENRY IL 600519703, MCHENRY, IL 60051-9703

Mortgage

Document Number0000032874
DateOct 02, 2019
Instrument32874
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049
Interest
Rate4.25%

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address618 AREA ST, MCHENRY, IL 60051-9703
Document Number0000026572
Instrument DateJul 30, 2018
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 AREA ST MCHENRY IL 600519703, MCHENRY, IL 60051-9703

Mortgage

Document Number0000026572
DateAug 06, 2018
Instrument26572
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 05, 2048

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Unified School DistrictWauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$80,924 Land $19,485 Building $61,439$242,772 Land $58,455 Building $184,317

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118708123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims32 (1979–2026)
Claims Outside the SFHA2 of 32
Most Recent ClaimMay 2026, other causes
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 11 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Area St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures