618 1st St, Traer, IA 50675 Property Records

Tama County property record for 618 1st St, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,159 sqft · built 1940
Lot Size	0.392 acres (17,076 sqft)
Owner	Company Name on File
Tax Bill	$1,982 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`07.10.202.009`

Property Details

APN / Parcel Number

Primary APN	`07.10.202.009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,159 sqft Living Area
Attic	Attic
Attic Area	411 sqft
Basement Area	561 sqft
Unfinished Basement	561 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	17,076 sqft (0.392 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	208 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	618 1ST ST
City	TRAER
State	IA
Zip	50675-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-85-14 LOT 2 NE
Legal Range	14W
Legal Township	85N
Legal Section	10
Legal Lot Number	2
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3010
Census Tract	290200

Owner

618 1st St, a single family home, is owned by a company.

Source: Tama County records, as of September 9, 2026

Owner of Record	Company Name on File
Mailing Address	2028 160TH ST, TRAER, IA 50675-9300
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2017	Deed of Trust, Mortgage · Commercial Mortgage FARMERS SAVINGS BANK & TRUST
Feb 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	618 1ST ST, TRAER, IA 50675-1006
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00967/0457
Date	Feb 17, 2017
Book Page	0967/0457
Instrument	2017-0531

Lender

Name	FARMERS SAVINGS BANK & TRUST
Type	Bank
Address	TRAER, IA 50675

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 14, 2037

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Feb 17, 2017
Property Address	618 1ST ST, TRAER, IA 50675-1006
Document Number	000968/398
Book / Page	0968 / 398
Instrument Date	Feb 16, 2017
Instrument	2017-0530
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 618 1st St was $1,982.

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,982.00	$100,560 Land $17,190 Building $83,370	$100,560 Land $17,190 Building $83,370
2023		$91,460 Land $17,190 Building $74,270	$91,460 Land $17,190 Building $74,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 618 1st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 618 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Traer Municipal Utilities.

Nearby Properties on 1st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures