6178 George Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 6178 George Rd, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,082 sqft · built 2003
Lot Size3.82 acres (166,398 sqft)
Owner2 Individual Names on File
Last Sale$100 (Sep 2016)
Tax Bill$1,715 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN412302100021

Property Details

APN / Parcel Number

Primary APN412302100021
Alternative APNs
  • 00716160001104
  • 10004698220

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,082 sqft Living Area
Gross Area4,545 sqft
1st Floor Area3,082 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area166,398 sqft (3.82 acres)
Garage TypeAttached
Garage Area588 sqft
DrivewayDriveway
Driveway Area1 sqft
PorchRaised Porch
Porch Area875 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00716160001104
Street Address6178 GEORGE RD
CityPUNTA GORDA
StateFL
Zip33982
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal Description02 41 23 TR 139 3.82 AC. M/L THE N1/2 OF S1/2 OF NW1/4 OF SE1/4 OF NW1/4 & THE N1/2 OF S1/2 OF S1/2 OF NW1/4 OF SE1/4 OF NW1/4 AKA TRACTS 139 171 TH N1/2 OF TRS 172 140 161/20 166/549 170/219 311/415 323/621 384/889-887 389-499 569-2188-89
Legal Range23E
Legal Township41S
Legal Section02
Legal SubdivisionCHARLOTTE RANCHETTES
Legal Tract139
Legal BlockT139
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2012
Census Tract10503

Owner

6178 George Rd is owned and occupied by two individuals who acquired it in September 2016.

Source: Charlotte County records, as of March 17, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 510011, PUNTA GORDA, FL 33951-0011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2016 · Amount on File
Deed SaleSep 1, 2016 · Amount on File
Prior SaleOct 27, 2005 · Amount on File
Deed Book / Page4158 / 299
Last Transfer DateSep 8, 2016
Transfer Doc0041580299
Record UpdatedJun 8, 2026

January 2017: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionCHARLOTTE FL
Recording DateJan 11, 2017
Property Address6178 GEORGE RD, PUNTA GORDA, FL 33982
Document Number0041580299
Book / Page004158 / 000299
Instrument DateSep 8, 2016
Instrument2492172
Transaction TypeTransfer
Record UpdatedMar 1, 2017
Title CompanyFLORIDA ABSTRACT AND SECURITY TITLE, FLORIDA ABSTRACT & SEC TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6178 GEORGE RD PUNTA GORDA FL 33982, PUNTA GORDA, FL 33982

Mortgage

Document Number41290409
DateJan 11, 2017
Book Page004129/000409
Instrument2471184
Lender
NameLIBERTY HM EQUITY SOLUTIONS
TypeFunding / Finance Company
AddressRANCHO CORDOVA, CA 95670
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate3.89%

Mortgage

Document Number41290423,
DateJan 11, 2017
Book Page004129/000423
Instrument2471185
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate3.89%

Tax Assessment & Valuation

The 2025 property tax bill for 6178 George Rd was $1,715 with exemptions applied, down 30.6% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,715.00 (-30.57%) Homeowner's exemption Senior Citizen's exemption$173,729$617,061 Land $178,585 Building $438,476
2024$2,470.00 (+2.15%)
2023$2,418.00 (+4.77%) Homeowner's exemption$163,916 (+3%)$539,251 (+17.09%) Land $168,080 Building $371,171
2022$2,308.00 Homeowner's exemption$159,142$460,531 Land $103,904 Building $356,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6178 George Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims4 (2017–2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimNov 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6178 George Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Nearby Properties on George Rd

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