6178 Boulderbelle Dr, Saginaw, MN 55779 Property Records

St. Louis County property record for 6178 Boulderbelle Dr, Saginaw, MN 55779

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,772 sqft · built 2004
Lot Size	11.4 acres (499,197 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Oct 2019)
Tax Bill	$5,364 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`380-0114-00050`

Property Details

APN / Parcel Number

Primary APN	`380-0114-00050`
Alternative APN	`1079570`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,772 sqft Gross Area
1st Floor Area	2,772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	499,197 sqft (11.4 acres)
Garage Area	3,200 sqft

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	559 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1079570
Street Address	6178 BOULDERBELLE DR
City	SAGINAW
State	MN
Zip	55779-9563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	LOT 1 BLOCK 2 SERIAL #
Legal Subdivision	HIDE AWAY ACRES SECOND ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	GRAND LAKE
Census Block Group	1
Census Block	1038
Census Tract	11102

Owner

6178 Boulderbelle Dr is owned and occupied by an individual who bought it in October 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	6178 BOULDERBELLE DR, SAGINAW, MN 55779-9563
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
Sep 8, 2020	Deed of Trust, Mortgage · VA Mortgage HANCOCK MTG PTRS
Oct 21, 2019	Warranty Deed, Transfer · VA Mortgage HANCOCK MTG PTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2019 · Amount on File
Deed Sale	Oct 21, 2019 · Amount on File
Prior Sale	Mar 6, 2013
Deed Document Number	20191016454
Prior Transfer Date	Feb 21, 2013
Prior Transfer Doc	000T927658
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6178 BOULDERBELLE DR, SAGINAW, MN 55779-9563
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6178 BOULDERBELLE DR, SAGINAW, MN 55779-9563

Mortgage

Document Number	0001073927
Date	Oct 30, 2023
Instrument	1073927

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 12, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6178 BOULDERBELLE DR, SAGINAW, MN 55779-9563
Document Number	00T1029715
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6178 BOULDERBELLE DR SAGINAW MN 557799563, SAGINAW, MN 55779-9563

Mortgage

Document Number	00T1029715
Date	Sep 30, 2020
Instrument	T1029715

Lender

Name	HANCOCK MTG PTRS
Type	Mortgage Company
Address	SUGAR LAND, TX 77478

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 21, 2019
Property Address	6178 BOULDERBELLE DR, SAGINAW, MN 55779-9563
Document Number	00T1016454
Instrument Date	Oct 16, 2019
Instrument	T1016454
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,336.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6178 BOULDERBELLE DR SAGINAW MN 557799563, SAGINAW, MN 55779-9563

Mortgage

Document Number	T1016455
Date	Oct 21, 2019
Instrument	T1016455

Lender

Name	HANCOCK MTG PTRS
Type	Mortgage Company
Address	SUGAR LAND, TX 77478

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 6178 Boulderbelle Dr was $5,364 with a homeowner's exemption, up 0.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Grand Lake Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,364.00 (+0.45%) Homeowner's exemption
2025	$5,340.00 (+38.7%) Homeowner's exemption	$662,600 (-1.63%) Land $103,500 Building $559,100	$662,600 (-1.63%) Land $103,500 Building $559,100
2024	$3,850.00	$673,600 Land $103,500 Building $570,100	$673,600 Land $103,500 Building $570,100
2022		$451,700 Land $43,500 Building $408,200	$451,700 Land $43,500 Building $408,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6178 Boulderbelle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6178 Boulderbelle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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