Kay County property record for 6175 Rustic Rd, Ponca City, OK 74604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,779 sqft · built 1998 |
| Lot Size | 5.04 acres (219,542 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Dec 2025) |
| Tax Bill | $2,081 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Feb 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21019 |
| Primary APN | 21019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,779 sqft Living Area |
| 1st Floor Area | 2,275 sqft |
| Attic | Attic |
| Attic Area | 72 sqft |
| Utility Area | 1,800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 219,542 sqft (5.04 acres) |
| Garage Type | Attached |
| Garage Area | 539 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Deck Area | 158 sqft |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Utility Building | 1,800 sqft |
| Pole Barn | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21019 |
|---|---|
| Street Address | 6175 RUSTIC RD |
| City | PONCA CITY |
| State | OK |
| Zip | 74604-5919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LONGWOOD - COUNTRY EAST LOT 3 |
| Legal Range | 03E |
| Legal Township | 26N |
| Legal Section | 21 |
| Legal Subdivision | COUNTRY EAST ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | KAY OK |
| Township / Civil Division | PONCA CITY |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 600 |
Source: Kay County assessment roll, APN 21019, as of January 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6175 RUSTIC RD, PONCA CITY, OK 74604-5919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Dec 02, 2025 | Personal Representative Deed, Transfer |
| Feb 12, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Jul 20, 2018 | Deed of Trust, Mortgage · Line of Credit TRUITY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 02, 2025 · Amount on Record |
| Deed Sale | Dec 02, 2025 · Amount on Record |
| Prior Sale | May 13, 2003 · Amount on Record |
| Deed Document Number | 20258657 |
| Deed Book / Page | 2018 / 112 |
| Prior Transfer Date | Feb 12, 2024 |
| Prior Transfer Doc | I2024000881 |
| Record Updated | Jun 08, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | KAY OK |
| Recording Date | Dec 02, 2025 |
| Property Address | 6175 RUSTIC RD, PONCA CITY, OK 74604-5919 |
| Document Number | I2025008657 |
| Book / Page | 2018 / 112 |
| Instrument Date | Dec 01, 2025 |
| Instrument | I-2025-008657 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6175 RUSTIC RD, PONCA CITY, OK 74604-5919 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | KAY OK |
| Recording Date | Feb 12, 2024 |
| Property Address | 6175 RUSTIC RD, PONCA CITY, OK 74604-5919 |
| Document Number | I2024000881 |
| Book / Page | 1956 / 347 |
| Instrument Date | Feb 07, 2024 |
| Instrument | I-2024-000881 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6175 RUSTIC RD, PONCA CITY, OK 74604-5919 |
| Name | Verified Name |
|---|---|
| Address | 6175 RUSTIC RD, PONCA CITY, OK 74604-5919 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAY OK |
| Property Address | 6175 RUSTIC RD, PONCA CITY, OK 74604-5919 |
| Document Number | 0000005764 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2018 |
| Title Company | SECURITY ABSTRACT |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6175 RUSTIC RD PONCA CITY OK 746045919, PONCA CITY, OK 74604-5919 |
| Document Number | 0000005764 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 001782/000743 |
| Instrument | 5764 |
| Name | TRUITY FCU |
|---|---|
| Type | Credit Union |
| Address | BARTLESVILLE, OK 74003 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 26, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Kay County assessment roll as of January 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Kay County |
| Unified School District | Ponca City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,081.00 (+4.47%) Homeowner's exemption | $23,082 (+3%) Land $2,518 Building $20,564 | $331,118 (-1.39%) Land $22,887 Building $308,231 |
| 2024 | $1,992.00 (+2.42%) Homeowner's exemption | $22,410 (+3%) Land $2,518 Building $19,892 | $335,792 (+69.77%) Land $22,887 Building $312,905 |
| 2023 | $1,945.00 Homeowner's exemption | $21,757 Land $2,518 Building $19,239 | $197,787 Land $22,887 Building $174,900 |
Source: FEMA National Flood Hazard Layer, Kay County (40071C), as of August 23, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400710006001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1993–2025) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Wildfire Risk | Very High above 93% of the US · above 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 31 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Chisholm Broadband, City of Ponca, Oklahoma.
Source: EPA Safe Drinking Water Information System, water system OK3003605, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KAY CO RWD #1 serves 1,765 people |
|---|---|
| Water Source | Purchased surface water from PONCA CITY MUN WATER |
| Last State Inspection | Aug 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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