Oneida County and Marcy Town property record for 6175 Cavanaugh Rd, Marcy, NY 13403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,208 sqft · built 1991 |
| Lot Size | 1.67 acres (72,745 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,112 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008770.4 |
| Primary APN | 008770.4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,208 sqft Living Area |
| 1st Floor Area | 1,464 sqft |
| Basement Area | 744 sqft |
| Finished Basement | 744 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 72,745 sqft (1.67 acres) |
| Garage Type | Attached |
| Garage Area | 1,284 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 180 sqft |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 008770.4 |
|---|---|
| Street Address | 6175 CAVANAUGH RD |
| City | MARCY |
| State | NY |
| Zip | 13403-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 58.004 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | MARCY |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 26200 |
Source: Oneida County and Marcy Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6175 CAVANAUGH RD, MARCY, NY 13403-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION |
| Sep 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 19, 2001 |
| Transfer Doc | 2960000406 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | May 7, 2026 |
| Property Address | 6175 CAVANAUGH RD, MARCY, NY 13403-2502 |
| Document Number | 0000006065 |
| Instrument Date | May 1, 2026 |
| Instrument | 20266065 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6175 CAVANAUGH RD, MARCY, NY 13403-2502 |
| Document Number | 0000006065, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 20266065 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 6175 CAVANAUGH RD, MARCY, NY 13403-2502 |
| Document Number | 0000013136 |
| Instrument Date | Sep 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Name | Verified Name |
|---|---|
| Address | 6175 CAVANAUGH RD MARCY NY 134032502, MARCY, NY 13403-2502 |
| Document Number | 0000013136 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 13136 |
| Name | FIRST SOURCE FCU |
|---|---|
| Type | Credit Union |
| Address | NEW HARFORD, NY 13413 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Sep 16, 2025 |
Source: Oneida County and Marcy Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Marcy Town |
| Unified School District | Whitesboro Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,112.00 (+0.74%) Homeowner's exemption | ||
| 2025 | $6,067.00 (+245.3%) | $133,000 (-) Land $23,200 Building $109,800 | $289,130 (+17.39%) Land $50,435 Building $238,695 |
| 2023 | $133,000 (-) Land $23,200 Building $109,800 | $246,296 (+14.81%) Land $42,963 Building $203,333 | |
| 2022 | $1,757.00 Homeowner's exemption | $133,000 Land $23,200 Building $109,800 | $214,516 Land $37,419 Building $177,097 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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