Harris County property record for 6174 Settlers Lake Cir E, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,576 sqft · built 2006 |
| Lot Size | 0.069 acres (3,016 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $131,700 (Oct 2006) |
| Tax Bill | $2,928 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-079-001-0050 |
| Primary APN | 127-079-001-0050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Game Room | Game Room |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 3,016 sqft (0.069 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1270790010050 |
|---|---|
| Street Address | 6174 SETTLERS LAKE CIR E |
| City | KATY |
| State | TX |
| Zip | 77449-2070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 50 BLK 1 LAKEVILLE SEC 7 AMEND |
| Legal Subdivision | LAKEVILLE SEC 7 AMEND |
| Legal Block | 1 |
| Legal Lot Number | 50 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 542201 |
Source: Harris County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6174 SETTLERS LAKE CIR E, KATY, TX 77449-2070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2006 · Amount on Record |
| Deed Sale | Oct 3, 2006 · Amount on Record |
| Deed Document Number | 200693534 |
| Deed Book / Page | 3016 / 73 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 6174 SETTLERS LAKE CIR E, KATY, TX 77449-2070 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2021283517 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021-283517 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
Source: Harris County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,928.00 (+116.89%) Homeowner's exemption | $223,656 (-4.38%) Land $40,188 Building $183,468 | $223,656 (-4.38%) Land $40,188 Building $183,468 |
| 2024 | $1,350.00 (+17.9%) | ||
| 2023 | $233,901 Land $40,188 Building $193,713 | $233,901 Land $40,188 Building $193,713 | |
| 2022 | $1,145.00 (+16.24%) | ||
| 2020 | $985.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.4% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 990 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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