6174 Midway Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 6174 Midway Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 1973
Lot Size	0.964 acres (41,992 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Nov 2010)
Tax Bill	$3,682 (2026)
Deeds & Mortgages	Aug 2020 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07100-00-00-046I0`

Property Details

APN / Parcel Number

Primary APN	`07100-00-00-046I0`
Alternative APN	`29161`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,736 sqft Finished Area
Basement Area	1,736 sqft
Unfinished Basement	1,736 sqft
Family Room	Family Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	41,992 sqft (0.964 acres)
Garage Type	Carport
Garage Area	864 sqft
Carport	Carport
Carport Area	864 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	415 sqft
Deck Area	464 sqft
Patio Area	192 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Street Address	6174 MIDWAY RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-7384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE 1
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	2
Census Block	2005
Census Tract	11201

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6174 MIDWAY RD, CHARLOTTESVILLE, VA 22903-7384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/VA CMNTY CU
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS
Aug 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2010 · Amount on Record
Deed Sale	Nov 24, 2010 · Amount on Record
Deed Document Number	201013682
Deed Book / Page	3961 / 646
Last Transfer Date	Jul 12, 2019
Transfer Doc	5368/563
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	6174 MIDWAY RD, CHARLOTTESVILLE, VA 22903-7384
Document Number	0000011056
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6174 MIDWAY RD CHARLOTTESVILLE VA 229037384, CHARLOTTESVILLE, VA 22903-7384

Mortgage

Document Number	0000011056
Date	Aug 19, 2020
Book Page	005371/000736
Instrument	11056

Lender

Name	UNIVERSITY/VA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 18, 2045

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	6174 MIDWAY RD, CHARLOTTESVILLE, VA 22903-7384
Document Number	0000009930
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6174 MIDWAY RD CHARLOTTESVILLE VA 229037384, CHARLOTTESVILLE, VA 22903-7384

Mortgage

Document Number	0000009930
Date	Jul 31, 2020
Book Page	005360/000594
Instrument	9930

Lender

Name	MEMBER OPTIONS
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2035

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 14, 2020
Property Address	6174 MIDWAY RD, CHARLOTTESVILLE, VA 22903-7384
Document Number	0000010744
Book / Page	005368 / 000563
Instrument Date	Jul 12, 2019
Instrument	10744
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6174 MIDWAY RD CHARLOTTESVILLE VA 229037384, CHARLOTTESVILLE, VA 22903-7384

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	6174 MIDWAY RD, CHARLOTTESVILLE, VA 22903-7384
Document Number	0000003910
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	CHARLOTTESVILLE SETTLEMENT COMPANY, CHARLOTTESVILLE SETTLEMENT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6174 MIDWAY RD CHARLOTTESVILLE VA 229037384, CHARLOTTESVILLE, VA 22903-7384

Mortgage

Document Number	0000003910
Date	Apr 29, 2019
Book Page	005159/000520
Instrument	3910

Lender

Name	MEMBER OPTIONS
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 28, 2039

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,682.00 (+9.55%)	$411,900 (+9.55%) Land $88,500 Building $323,400	$411,900 (+9.55%) Land $88,500 Building $323,400
2025	$3,361.00 (+17.35%)	$376,000 (+12.1%) Land $81,900 Building $294,100	$376,000 (+12.1%) Land $81,900 Building $294,100
2023	$2,864.00	$335,400 Land $75,400 Building $260,000	$335,400 Land $75,400 Building $260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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